VCVioCodes
Carrier Vetting Report
Generated Oct 7, 2026
viocodes.yuriance.net
POLYAK DISTRIBUTORS INC
USDOT 256252 · MC182024 · EIN 39-1494653 · AUTHORIZED FOR Property
6055 S 6TH STREET, MILWAUKEE, WI, 53221
(262) 754-0613 · PAMELA JANE POLYAK
69
Moderate risk
Risk factors
Vehicle OOS 48.1% — well above the 22% national average3 crashes in the last 24 months
Snapshot
Operating authority
Active
Liability insurance
$1M on file
Safety rating
Satisfactory
Power units / drivers
28 / 25
Inspections / CSA pts (24mo)
36 / 472
Crashes (24 mo)
3
Authority & insurance
Common
None
Contract
Active
Broker
None
West Bend Insurance Company — $1M BIPD · policy 1000114661 · eff 10/01/2026
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate48.1% · nat 22%
Driver OOS rate0% · nat 6.7%
CSA breakdown — violations by BASIC
Vehicle Maintenance413 pts
Unsafe Driving43 pts
Other22 pts
Hours-of-Service Compliance16 pts
Top cited violations (by CSA points)
| Code | BASIC | Count | OOS | CSA pts |
|---|---|---|---|---|
| 393.75A3-TAOL | Vehicle Maintenance | 9 | 9 | 160 |
| 393.55E-B | Vehicle Maintenance | 6 | 40 | |
| 393.75A3-ATIS | Vehicle Maintenance | 2 | 24 | |
| 392.82DUMT | Unsafe Driving | 1 | 20 | |
| 393.55C1-B | Vehicle Maintenance | 2 | 16 | |
| 393.48A-BIBD | Vehicle Maintenance | 4 | 16 | |
| 396.3A1-OAL | Vehicle Maintenance | 1 | 12 | |
| 393.53B-B | Vehicle Maintenance | 2 | 12 | |
| 393.11A1-LTNRV | Vehicle Maintenance | 1 | 12 | |
| 393.11A1-LSLM | Vehicle Maintenance | 1 | 12 |
Most inspected states
WI31
IL5
Next monthly SMS run — projection
| BASIC | Official (Sep 2026) | Projected | Est. %ile | Trend |
|---|---|---|---|---|
| Unsafe Driving | 1.14 | 1.14 | ≈11–18% | steady |
| Hours-of-Service Compliance | 0.38 | 0.39 | ≈42–49% | ▲ worse |
| Driver Fitness | 0.00 | 0.00 | ≈0–0% | steady |
| Controlled Substances/Alcohol | 0.00 | 0.00 | ≈0–0% | steady |
| Vehicle Maintenance | 11.04 | 10.66 | ≈100–100% (over 80) | ▼ better |
Latest inspection 2026-08-27. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
Tires violations are the leading contributor to Vehicle Maintenance · high impact
Tires 45% (9 OOS) · Brakes 34% (2 OOS) · Lighting / lamps 16% (2 OOS)
• Gauge and thump every tire on the walk-around, including inner duals
• Replace before tread hits the limit; correct low pressure immediately
Projected: could improve up to 44 pts in ~12 months if worked down.
Vehicle out-of-service rate exceeds the national average · high impact
• Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
• Run a preventative-maintenance program; periodically inspect tires, brakes and lights
A high share of violations are occurring in Kenosha County, WI · medium impact
• Review the inspections from Kenosha County, WI to spot recurring issues
• Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical
Phone / texting violations are the leading contributor to Unsafe Driving · low impact
Phone / texting 47% · Following / lane / reckless 23% · Speeding 19%
• Hands-off-the-phone policy with real consequences; provide a mount and a do-not-disturb setup
Projected: could improve up to 8 pts in ~12 months if worked down.
Following / lane / reckless violations are the leading contributor to Hours-of-Service Compliance · low impact
Following / lane / reckless 88% · Log / ELD device 6% · False log / RODS 6%
• Defensive-driving refresher on following distance and lane discipline
Projected: could improve up to 20 pts in ~12 months if worked down.
Driver Fitness needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
90-day safety improvement plan
Last 90 days: 2 inspections, 4 violations, 0 OOS, 1 clean · holding steady.
1. Vehicle Maintenance2 viol · 50%
396.3A1-OAL, 393.9A-LIL
✓ Check brake adjustment and listen for air leaks every pre-trip
✓ Fix air-loss and warning-light faults before dispatch; put brakes on the PM schedule
≈ 6 clean inspections would cut this BASIC ~25% (to 8.28).
2. Other2 viol · 50%
392.2-SLLIFTA, 392.2-SLLEWA1
✓ Review these violations with drivers and add the fix to your pre-trip and PM routine
🎓 Coach the driver & document it
FleetTrained — my companion project — turns these exact violations into branded, multilingual training videos your driver watches, with a completion certificate for the DQ file. fleettrained.com
Crash record — 3 in 24 months
| Date | Location | Fatal | Inj | Tow |
|---|---|---|---|---|
| 05/29/2026 | MILWAUKEE, WI | 1 | ✓ | |
| 06/03/2025 | MILWAUKEE, WI | 1 | ✓ | |
| 01/28/2025 | NEW BUFFALO, MI | 1 | ✓ |
Equipment — 64 vehicles seen in inspections
35 trailer29 truck
Company profile
Officer
PAMELA JANE POLYAK
Annual mileage
3.5M mi (2025)
CDL drivers
25
Registered since
1985-03-07
Operation
Interstate
Connections — 12 carriers
Shares identifiers with 12 carriers (11 via shared VINs).
| Carrier | USDOT | Link | Strength |
|---|---|---|---|
| MC RAE'S U S MAIL SERVICE INC | 484946 | 2 VINs | medium |
Activity history (recent)
10/01/2026 — Insurance filed — West Bend Insurance Company
Liability (BIPD) — BMC-91X · policy 1000114661
12/24/2025 — MCS-150 update filed
3.5M mi reported (2025)
10/01/2023 — Insurance replaced — SECURA INSURANCE, A MUTUAL CO.
BIPD/Primary · policy A3330287
10/01/2020 — Insurance replaced — ACUITY, A MUTUAL INSURANCE COMPANY
BIPD/Primary · policy CA-ZB1940
10/01/2018 — Insurance cancelled — GREAT WEST CASUALTY CO.
BIPD/Primary · policy GWP52967A
09/04/2018 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (09/27/2018)
08/11/2011 — Insurance replaced — GREAT WEST CASUALTY CO.
BIPD/Primary · policy GWP52967A
02/28/2011 — Insurance name changed — GREAT WEST CASUALTY CO.
BIPD/Primary · policy GWP52967A
01/24/2011 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (01/20/2011)
01/19/2011 — Insurance replaced — GREAT WEST CASUALTY CO.
BIPD/Primary · policy GWP52967A
03/01/2008 — Insurance replaced — CONTINENTAL WESTERN INSURANCE CO.
BIPD/Primary · policy MCP2425831C
03/01/2007 — Insurance cancelled — CONTINENTAL WESTERN INSURANCE CO.
BIPD/Primary · policy MCP2425831C
02/10/2006 — Insurance cancelled — CONTINENTAL WESTERN INSURANCE CO.
CARGO · policy MCP2425831C
03/28/2003 — Insurance cancelled — NORTHLAND INSURANCE COMPANY
BIPD/Primary · policy TN336065
03/01/2003 — Insurance replaced — NORTHLAND INSURANCE COMPANY
BIPD/Primary · policy TN336065
03/01/2002 — Insurance replaced — ACUITY, A MUTUAL INSURANCE COMPANY
BIPD/Primary · policy CAK09707
03/01/2001 — Insurance replaced — WEST BEND MUTUAL INSURANCE CO.
BIPD/Primary · policy 0110097543
04/04/2000 — Insurance cancelled — GREAT WEST CASUALTY CO.
BIPD/Primary · policy CLP12572B
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/256252.