CSA
Authorized · PropertyUSDOT 2515655· MC872936· CARRIER· EIN 37-1735275
⬇ PDF report

MIKE LUMAN TRUCKING AND INVESTMENTS LLC

43242 210TH AVE, HOWE, OK, 74940(918) 658-8401michaelluman@ymail.comMICHAEL LUMAN
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
PROGRESSIVE NORTHERN INSURANCE COMPANY
Vehicle OOS
44.4%
above 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
1
none fatal
Red flags
None
nothing flagged
73
/ 100

Risk factors

Moderate riskVioCodes score
Vehicle OOS 44.4% — well above the 22% national average1 crash in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC872936

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 12/16/2025
PROGRESSIVE NORTHERN INSURANCE COMPANY· policy CA999542060
Authority history (5) ▾
06/22/2021COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/06/2021)
06/21/2017COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/06/2017)
06/21/2016COMMONINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/13/2016)
08/03/2015MOTOR PROPERTY COMMON CARRIERREINSTATED
07/24/2014MOTOR PROPERTY COMMON CARRIERGRANTEDREVOKED (07/27/2015)
Insurance history3 insurers on record
Filing timeline (19)
  1. PROGRESSIVE NORTHERN INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 07/18/202512/16/2025
  2. NORTHLAND INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 07/18/202407/18/2025
  3. PROGRESSIVE NORTHERN INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 09/14/202107/18/2024
  4. PROGRESSIVE NORTHERN INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 07/18/202109/14/2021
  5. NATIONAL LIABILITY & FIRE INS CO.$750KCancelled
    BIPD/Primary · eff 07/18/202007/18/2021
  6. PROGRESSIVE NORTHERN INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 07/18/201707/18/2020
  7. NATIONAL LIABILITY & FIRE INS CO.$750KCancelled
    BIPD/Primary · eff 07/18/201607/18/2017
  8. NATIONAL LIABILITY & FIRE INS CO.$750KCancelled
    BIPD/Primary · eff 03/23/201607/18/2016
  9. NATIONAL LIABILITY & FIRE INS CO.$750KCancelled
    BIPD/Primary · eff 02/22/201604/26/2016
  10. NATIONAL LIABILITY & FIRE INS CO.$750KCancelled
    BIPD/Primary · eff 01/27/201603/26/2016
  11. NATIONAL LIABILITY & FIRE INS CO.$750KCancelled
    BIPD/Primary · eff 02/19/201603/26/2016
  12. NATIONAL LIABILITY & FIRE INS CO.$750KReplaced
    BIPD/Primary · eff 02/22/201603/23/2016
  13. NATIONAL LIABILITY & FIRE INS CO.$750KCancelled
    BIPD/Primary · eff 11/25/201502/27/2016
  14. NATIONAL LIABILITY & FIRE INS CO.$750KReplaced
    BIPD/Primary · eff 02/19/201602/22/2016
  15. NATIONAL LIABILITY & FIRE INS CO.$750KReplaced
    BIPD/Primary · eff 01/27/201602/19/2016

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle9 inspections · 44.4% OOS · National 22%
Driver22 inspections · 0% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

22 inspections · 26 violations (5 OOS) · 15% of inspections had an OOS finding.

22
Inspections
26
Violations
5
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

19
total

Most inspected in · top 5 states

  • AR14
  • KS4
  • OK3
  • MO3
  • TX2

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Vehicle out-of-service rate exceeds the national average

High impact

Vehicle OOS rate is 44.4% vs the 22% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

A high share of violations are occurring in Laclede County, MO

Medium impact

10 of 18 violations in the last 12 months (56%) came from inspections in Laclede County, MO. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.

What to do
  • Review the inspections from Laclede County, MO to spot recurring issues
  • Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Seat belt violations are the leading contributor to Unsafe Driving

Low impact

Estimated Unsafe Driving percentile of 51% is under the 65% line. In decent shape, but here's what's driving it.

What’s contributing4 violations (24 mo)
Seat belt1 viol50%
  • 392.16-DDriver - Failed to use seat belt while operating a CMV1× · 50%
Speeding2 viol39%
  • 392.2-SLLS3State/Local Laws - Speeding 11-14 miles per hour over the speed limit1× · 25%
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit1× · 14%
Following / lane / reckless1 viol11%
  • 392.2-SLLLRState/Local Laws - Lane restriction violation1× · 11%
What to do
  • Zero-tolerance belt policy; verify with in-cab camera or spot checks
Projected estimatecould improve up to 29 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 65% line

Driver Fitness needs attention

Low impact

Estimated Driver Fitness percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Lighting / lamps violations are the leading contributor to Vehicle Maintenance

Low impact

Estimated Vehicle Maintenance percentile of 75% is under the 80% line. In decent shape, but here's what's driving it.

What’s contributing12 violations · 5 OOS (24 mo)
Lighting / lamps2 OOS5 viol37%
  • 393.9A-LTSILighting - Turn signal - Any inoperative on the rearmost vehicle.2× · 28%
  • 393.9A-LBLLighting - Backup lamp inoperative1× · 4%
  • 393.9A-LLPLLighting - License plate lamp inoperative1× · 3%
Brakes1 OOS3 viol26%
  • 393.45D-BAALAir Brake - Audible air leak at other than a proper connection1× · 12%
  • 393.45D-BAir Brake - Audible air leak at a proper connection1× · 8%
  • 393.45B2-B-AIRAir Brake - Hose/tubing damaged or not secured1× · 6%
Tires2 OOS2 viol21%
  • 393.75A3-TAOLTires - All others, leaking or inflation less than 50% of the maximum inflation pressure on tire not equipped with ATIS2× · 21%
Inspection / repair / DVIR2 viol17%
  • 396.17C-PIOperating a CMV without documentation of a periodic inspection2× · 17%
What to do
  • Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 31 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 80% line

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

Trending worse
4
Inspections
10
Violations
0
Out-of-service
3
Clean
Where the violations are
Other 80%Vehicle Maintenance 20%
Focus here first
1Other
8 violations · 80% of recent
  • 395.8A×8HOS (Form) - Paper Log/Logging Programs Form and Manner
Do this
  • Log in and annotate the ELD correctly every day; fix edits promptly
  • Plan trips around available hours — never falsify a log
2Vehicle Maintenance
2 violations · 20% of recent
  • 396.17C-PI×2Operating a CMV without documentation of a periodic inspection
Do this
  • Do — and document — a real pre-trip and post-trip DVIR
  • Keep the annual inspection current and records in the truck
Repeat offenders (same code, multiple times)
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

26
Inspections
26
Violations
5
Out-of-service
173
CSA points
9
Crashes
5
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

15 distinct vehicles seen in this carrier’s roadside inspections.

8 trailer 6 incomplete vehicle 1 truck
2019 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 7×
1UYFS2535K5496908· BT4046 OK
2014 FREIGHTLINER Columbiaseen 5×
3ALXA7CG5EDFM5873· 3GU997 OK
2016 FREIGHTLINER Columbiaseen 5×
3ALXA7001GDGX7152· 3FZ402 OK
2015 FREIGHTLINER Columbiaseen 4×
3ALXA7008FDGH5960· 3GF947 OK
2018 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 4×
1UYFS2530J5464429· BT4046 OK
2015 FREIGHTLINER Columbiaseen 4×
3ALXA700XFDGH5975· 3KF229 OK
2020 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 4×
1UYFS2486L5942322· BE2074 OK
2017 FREIGHTLINER Coronadoseen 4×
3ALXFB001HDHS4265· 3NE677 OK
2015 TRANSCRAFT/WABASH Combo Steel/Alum Flatbedseen 3×
1TTF482C7F3897480· CT8103 OK
2020 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 3×
1UYFS2488L5942323· CT8119 OK
1998 PETERBILT 379seen 3×
1XP5DB9X6WN452681· 3LP532 OK
2027 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturerseen 3×
1UYFS2486V5678019· DY2977 OK
2005 TRANSCRAFT Transcraft
1TTF4820852013881· CC5492 OK
2020 FREIGHTLINER Coronado
3ALXFB009LDMC8539· 3NE678 OK
2027 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturer
1UYFS2482V5678020· YAMFHPWX OK

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

1

Tow-away

1

Injury

0

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
7
on file (MCS-150)
Drivers
7
7 hold a CDL
Annual mileage
0.6M mi
reported 2024
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi7 drivers
Company officer
MICHAEL LUMAN
Operation
Interstate
Registered since
2014-06-15
Last MCS-150 update
2025-10-02
Census status
Active

Fleet: 7 trucks · 7 owned tractors · 4 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs with 2 other carriers — review the connections below as part of your vetting.

2
Connected carriers
2
Fleet-transfer links
1
Most shared VINs
0
Strong links

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

26 events
  1. 12/16/2025Insurance filed — PROGRESSIVE NORTHERN INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy CA999542060

  2. 12/16/2025Insurance cancelled — PROGRESSIVE NORTHERN INSURANCE COMPANY

    BIPD/Primary · policy CA999542060

  3. 10/02/2025MCS-150 update filed

    0.6M mi reported (2024)

  4. 07/18/2025Insurance replaced — NORTHLAND INSURANCE COMPANY

    BIPD/Primary · policy WN372828

  5. 07/18/2024Insurance replaced — PROGRESSIVE NORTHERN INSURANCE COMPANY

    BIPD/Primary · policy CA03850155

  6. 09/14/2021Insurance cancelled — PROGRESSIVE NORTHERN INSURANCE COMPANY

    BIPD/Primary · policy CA03850155

  7. 07/18/2021Insurance cancelled — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS109925

  8. 06/22/2021COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/06/2021)

  9. 07/18/2020Insurance replaced — PROGRESSIVE NORTHERN INSURANCE COMPANY

    BIPD/Primary · policy CA 6258473

  10. 07/18/2017Insurance cancelled — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS034746-03

  11. 06/21/2017COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/06/2017)

  12. 07/18/2016Insurance cancelled — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS034746-02

  13. 06/21/2016COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/13/2016)

  14. 04/26/2016Insurance cancelled — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS034746-02

  15. 03/26/2016Insurance cancelled — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS034746-02

  16. 03/23/2016Insurance replaced — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS034746-02

  17. 02/27/2016Insurance cancelled — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS034746-01

  18. 02/22/2016Insurance replaced — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS034746-02

  19. 02/19/2016Insurance replaced — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS034746-02

  20. 01/27/2016Insurance replaced — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS034746-01

  21. 12/30/2015Insurance cancelled — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS034746-02

  22. 11/25/2015Insurance replaced — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS034746-02

  23. 08/03/2015MOTOR PROPERTY COMMON CARRIER — REINSTATED
  24. 07/18/2015Insurance cancelled — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS034746-01

  25. 07/24/2014MOTOR PROPERTY COMMON CARRIER — GRANTED

    REVOKED (07/27/2015)

  26. 06/15/2014Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate

FMCSA safety rating

Rating
Not rated
Type
Non-ratable review
Rated
Last review
2021-09-23
📄

MCS-150 registration

Form date
2025-10-02
Reported mileage
612,000 mi (2024)

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 24, 2026, 6:41 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.