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Authorized · PropertyUSDOT 2343454· MC803607· CARRIER· EIN 45-5109035
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USDOT 2343454

Vetting snapshot
Authority
Active
operating authority
Insurance
$4M BIPD
GEMINI INSURANCE COMPANY
Vehicle OOS
8.8%
below 22% national avg
Driver OOS
2.9%
below 6.7% national avg
Crashes 24mo
1
none fatal
Red flags
None
nothing flagged
98
/ 100

Risk factors

Low riskVioCodes score
1 crash in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC803607

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$4M on file
$5M required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$4M coverageeff 09/01/2025
GEMINI INSURANCE COMPANY· policy GSV500027807
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 09/04/2018
GREAT WEST CASUALTY CO.· policy MCP43381A
Authority history (8) ▾
06/16/2021MOTOR PROPERTY COMMON CARRIERREINSTATED
09/13/2018MOTOR PROPERTY COMMON CARRIERREINSTATED→ REVOKED (06/02/2021)
07/27/2017COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/23/2017)
11/08/2016MOTOR PROPERTY COMMON CARRIERREINSTATED→ REVOKED (08/29/2018)
07/27/2015COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/24/2015)
07/28/2014COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/21/2014)
07/29/2013COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/22/2013)
10/26/2012MOTOR PROPERTY COMMON CARRIERGRANTED→ REVOKED (10/03/2016)
Insurance history5 insurers on record
Filing timeline (16) ▾
  1. GEMINI INSURANCE COMPANY$4MCancelled
    BIPD/Excess · eff 09/01/2024 → 10/02/2025
  2. GEMINI INSURANCE COMPANY$4MReplaced
    BIPD/Excess · eff 09/01/2024 → 09/01/2025
  3. GEMINI INSURANCE COMPANY$4MReplaced
    BIPD/Excess · eff 09/01/2023 → 09/01/2024
  4. GEMINI INSURANCE COMPANY$4MCancelled
    BIPD/Excess · eff 09/01/2021 → 10/11/2023
  5. GEMINI INSURANCE COMPANY$4MReplaced
    BIPD/Excess · eff 09/01/2021 → 09/01/2023
  6. GEMINI INSURANCE COMPANY$4MCancelled
    BIPD/Excess · eff 09/04/2020 → 05/18/2022
  7. GEMINI INSURANCE COMPANY$4MReplaced
    BIPD/Excess · eff 09/04/2020 → 09/01/2021
  8. ZURICH AMERICAN INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 08/23/2017 → 08/23/2018
  9. ZURICH AMERICAN INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 08/23/2016 → 08/23/2017
  10. ZURICH AMERICAN INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 08/23/2015 → 08/23/2016
  11. ZURICH AMERICAN INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 08/23/2016 → 08/23/2016
  12. ZURICH AMERICAN INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 08/23/2015 → 08/23/2015
  13. ARCH INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 08/23/2014 → 08/23/2015
  14. ARCH INSURANCE COMPANY$5MCancelled
    CARGO · eff 08/23/2014 → 08/23/2015
  15. ARGONAUT-MIDWEST INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 08/23/2013 → 08/23/2014

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle34 inspections · 8.8% OOS · National 22%
Driver35 inspections · 2.9% OOS · National 6.7%

Crash record (US, last 24 months)

Total

1

Tow-away

1

Injury

1

Fatal

0

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

24 events
  1. 10/02/2025Insurance cancelled — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GSV500027806

  2. 09/01/2025Insurance filed — GEMINI INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy GSV500027807

  3. 09/01/2025Insurance replaced — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GSV500027806

  4. 09/01/2024Insurance replaced — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GSV500027805

  5. 10/11/2023Insurance cancelled — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GSV500027803

  6. 09/01/2023Insurance replaced — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GSV500027803

  7. 05/18/2022Insurance cancelled — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GSV500027802

  8. 09/01/2021Insurance replaced — GEMINI INSURANCE COMPANY

    BIPD/Excess · policy GSV500027802

  9. 06/16/2021MOTOR PROPERTY COMMON CARRIER — REINSTATED
  10. 09/13/2018MOTOR PROPERTY COMMON CARRIER — REINSTATED

    REVOKED (06/02/2021)

  11. 09/04/2018Insurance filed — GREAT WEST CASUALTY CO.

    Liability (BIPD) — BMC-91X · policy MCP43381A

  12. 08/23/2018Insurance cancelled — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy PRA1040544

  13. 08/23/2017Insurance cancelled — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy PRA1040544

  14. 07/27/2017COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/23/2017)

  15. 11/08/2016MOTOR PROPERTY COMMON CARRIER — REINSTATED

    REVOKED (08/29/2018)

  16. 08/23/2016Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy GLA1040544

  17. 08/23/2015Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY

    BIPD/Primary · policy GLA1040544

  18. 08/23/2015Insurance cancelled — ARCH INSURANCE COMPANY

    BIPD/Primary · policy FBCAT0305800

  19. 07/27/2015COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/24/2015)

  20. 08/23/2014Insurance cancelled — ARGONAUT-MIDWEST INSURANCE COMPANY

    BIPD/Primary · policy MC8151994

  21. 07/28/2014COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/21/2014)

  22. 08/23/2013Insurance cancelled — ARGONAUT-MIDWEST INSURANCE COMPANY

    BIPD/Primary · policy MC8113806

  23. 07/29/2013COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/22/2013)

  24. 10/26/2012MOTOR PROPERTY COMMON CARRIER — GRANTED

    REVOKED (10/03/2016)

Merged from FMCSA authority, insurance, out-of-service, and census records.

★

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
2018-08-21
Last review
2017-05-26
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 23, 2026, 1:06 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.