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Authorized · PropertyUSDOT 2317388· MC791311· CARRIER· EIN 45-2196947
⬇ PDF report

RFS GROUP INC

1450 W NORTH AVE, WEST CHICAGO, IL, 60185(773) 940-1159safety@rfs-group.comIAROSLAV GUTSALO
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
Protective Insurance Company
Vehicle OOS
8.4%
below 22% national avg
Driver OOS
1.3%
below 6.7% national avg
Crashes 24mo
9
none fatal
Red flags
None
nothing flagged
85
/ 100

Risk factors

Low riskVioCodes score
9 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC791311

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 07/01/2026
Protective Insurance Company· policy MD005326
Authority history (7) ▾
10/24/2024COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/08/2024)
10/12/2016COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/07/2016)
10/13/2015COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/05/2015)
10/14/2014COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/06/2014)
10/15/2013COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/05/2013)
04/22/2013MOTOR PROPERTY COMMON CARRIERREINSTATED
07/20/2012MOTOR PROPERTY COMMON CARRIERGRANTED→ REVOKED (01/28/2013)
Insurance history7 insurers on record
Filing timeline (12) ▾
  1. HIGHLANDER SPECIALTY INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 11/08/2024 → 06/01/2025
  2. PROTECTIVE INSURANCE CO.$750KCancelled
    BIPD/Primary · eff 11/08/2021 → 11/20/2024
  3. PROTECTIVE INSURANCE CO.$750KReplaced
    BIPD/Primary · eff 11/08/2021 → 11/08/2024
  4. PROTECTIVE INSURANCE CO.$750KReplaced
    BIPD/Primary · eff 11/08/2019 → 11/08/2021
  5. AMERICAN INTER-FIDELITY EXCHANGE$1MReplaced
    BIPD/Primary · eff 11/08/2018 → 11/08/2019
  6. AMERICAN INTER-FIDELITY EXCHANGE$1MReplaced
    BIPD/Primary · eff 11/08/2017 → 11/08/2018
  7. AMERICAN INTER-FIDELITY EXCHANGE$1MReplaced
    BIPD/Primary · eff 11/08/2016 → 11/08/2017
  8. NATIONAL LIABILITY & FIRE INS CO.$750KCancelled
    BIPD/Primary · eff 11/08/2015 → 11/08/2016
  9. NATIONAL LIABILITY & FIRE INS CO.$750KCancelled
    BIPD/Primary · eff 11/08/2014 → 11/08/2015
  10. NATIONAL LIABILITY & FIRE INS CO.$750KCancelled
    BIPD/Primary · eff 11/08/2013 → 11/08/2014
  11. ZURICH AMERICAN INS. CO. OF ILLINOIS$750KCancelled
    BIPD/Primary · eff 04/17/2013 → 11/08/2013
  12. ARTISAN & TRUCKERS CASUALTY COMPANY$1MCancelled
    BIPD/Primary · eff 07/13/2012 → 01/22/2013

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle143 inspections · 8.4% OOS · National 22%
Driver312 inspections · 1.3% OOS · National 6.7%

Crash record (US, last 24 months)

Total

9

Tow-away

9

Injury

4

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
124
on file (MCS-150)
Drivers
128
128 hold a CDL
Annual mileage
12M mi
reported 2023
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi124 drivers
  • Interstate · <100 mi4 drivers
Company officer
IAROSLAV GUTSALO
Operation
Interstate
Registered since
2012-06-19
Last MCS-150 update
2025-09-25
Census status
Active

Fleet: 124 trucks · 124 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

22 events
  1. 07/01/2026Insurance filed — Protective Insurance Company

    Liability (BIPD) — BMC-91X · policy MD005326

  2. 09/25/2025MCS-150 update filed

    12.0M mi reported (2023)

  3. 06/01/2025Insurance replaced — HIGHLANDER SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy DC910109-00

  4. 11/20/2024Insurance cancelled — PROTECTIVE INSURANCE CO.

    BIPD/Primary · policy MD-005109

  5. 11/08/2024Insurance replaced — PROTECTIVE INSURANCE CO.

    BIPD/Primary · policy MD-005109

  6. 10/24/2024COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/08/2024)

  7. 11/08/2021Insurance replaced — PROTECTIVE INSURANCE CO.

    BIPD/Primary · policy MD000246

  8. 11/08/2019Insurance replaced — AMERICAN INTER-FIDELITY EXCHANGE

    BIPD/Primary · policy L18A1078

  9. 11/08/2018Insurance replaced — AMERICAN INTER-FIDELITY EXCHANGE

    BIPD/Primary · policy L17A1078

  10. 11/08/2017Insurance replaced — AMERICAN INTER-FIDELITY EXCHANGE

    BIPD/Primary · policy L16A1078

  11. 11/08/2016Insurance cancelled — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRB001218

  12. 10/12/2016COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/07/2016)

  13. 11/08/2015Insurance cancelled — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRB000527

  14. 10/13/2015COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/05/2015)

  15. 11/08/2014Insurance cancelled — NATIONAL LIABILITY & FIRE INS CO.

    BIPD/Primary · policy 73TRS026445

  16. 10/14/2014COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/06/2014)

  17. 11/08/2013Insurance cancelled — ZURICH AMERICAN INS. CO. OF ILLINOIS

    BIPD/Primary · policy PRA5772305

  18. 10/15/2013COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/05/2013)

  19. 04/22/2013MOTOR PROPERTY COMMON CARRIER — REINSTATED
  20. 01/22/2013Insurance cancelled — ARTISAN & TRUCKERS CASUALTY COMPANY

    BIPD/Primary · policy CA 1734158

  21. 07/20/2012MOTOR PROPERTY COMMON CARRIER — GRANTED

    REVOKED (01/28/2013)

  22. 06/19/2012Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
Non-ratable review
Rated
—
Last review
2015-05-22
📄

MCS-150 registration

Form date
2025-09-25
Reported mileage
12,000,000 mi (2023)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 26, 2026, 5:12 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.