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Authorized · PropertyUSDOT 213318· MC160899· CARRIER· EIN 93-3236604
⬇ PDF report

SMF INC

500 TERNES DRIVE, MONROE, MI, 48162(734) 454-4090boris@smfnet.comBORIS IOVANOVICI
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
Cherokee Insurance Company
Vehicle OOS
17.6%
below 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
0
clean
Red flags
None
nothing flagged
100
/ 100

Risk factors

Low riskVioCodes score
No red flags in the public FMCSA record

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Broker payment signals

Bond, cancellation & authority risk for this broker — from free FMCSA records.

Proceed with checks
Broker bond
Bond on file
BMC-84 surety · Cherokee Insurance Company
Cancellation filed
None
bond since 09/15/2024
Authority
Active
7 past revocations
Registered
44 yrs
since 05/28/1982
  • Authority revoked 7 times historically (reinstated) — a pattern worth noting.
  • Bond has changed hands 9 times across 5 sureties — churn can signal payment or coverage trouble.

These are FMCSA bond & authority signals — not a credit report. A filed bond cancellation is the biggest early warning that a broker may stop paying, but days-to-pay and slow-pay history aren’t public FMCSA data — verify those with a broker-credit service or references before extending terms.

Authority & insurance

MC160899

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
Active
Broker
Active
Authorized for: Property
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
On file
required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 09/15/2026
Cherokee Insurance Company· policy CA260166
ENDED 09/15/2026Liability (BIPD) — BMC-91X$1M coverageeff 09/15/2025
Cherokee Insurance Company· policy CA250162
ON FILEProperty broker surety — BMC-84$75K coverageeff 09/15/2024
Cherokee Insurance Company· policy SB240049
ENDED 09/15/2024Property broker surety — BMC-84$75K coverageeff 09/15/2024
Cherokee Insurance Company· policy SB240049
Authority history (13) ▾
04/29/2021BROKERINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/08/2021)
04/29/2021COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/08/2021)
04/29/2021CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (06/08/2021)
11/08/2005COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/15/2005)
11/08/2005CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/15/2005)
11/08/2005BROKERINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/15/2005)
02/27/2004BROKERINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (03/30/2004)
04/10/1995PROPERTY BROKERGRANTED
12/03/1993MOTOR PROPERTY CONTRACT CARRIERDISMISSED
12/03/1993MOTOR PROPERTY COMMON CARRIERDISMISSED
08/04/1988MOTOR PROPERTY CONTRACT CARRIERGRANTED
01/13/1984MOTOR PROPERTY COMMON CARRIERGRANTED
12/13/1982MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history15 insurers on record
Filing timeline (29) ▾
  1. CHEROKEE INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 09/15/2024 → 09/15/2025
  2. CHEROKEE INSURANCE COMPANY$750KCancelled
    SURETY · eff 09/15/2024 → 11/15/2024
  3. CHEROKEE INSURANCE COMPANY$750KReplaced
    SURETY · eff 09/15/2024 → 09/15/2024
  4. CHEROKEE INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 09/15/2023 → 09/15/2024
  5. CHEROKEE INSURANCE COMPANY$750KReplaced
    SURETY · eff 09/15/2023 → 09/15/2024
  6. NORTHLAND INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 08/31/2023 → 09/15/2023
  7. LEXON INSURANCE COMPANY$750KReplaced
    SURETY · eff 10/01/2013 → 09/15/2023
  8. NORTHLAND INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 12/01/2022 → 08/31/2023
  9. BERKLEY CASUALTY COMPANY$750KReplaced
    BIPD/Primary · eff 12/01/2021 → 12/01/2022
  10. NORTHLAND INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 12/01/2013 → 01/04/2022
  11. NORTHLAND INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 12/01/2013 → 12/01/2021
  12. TRAVELERS PROPERTY CASUALTY CO. OF AMERICA$750KCancelled
    CARGO · eff 12/01/2010 → 11/27/2019
  13. HARCO NATIONAL INSURANCE CO.$750KCancelled
    BIPD/Primary · eff 12/01/2006 → 01/01/2014
  14. HARCO NATIONAL INSURANCE CO.$750KReplaced
    BIPD/Primary · eff 12/01/2006 → 12/01/2013
  15. WESTERN SURETY CO.$750KReplaced
    SURETY · eff 03/23/2004 → 10/01/2013

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle17 inspections · 17.6% OOS · National 22%
Driver29 inspections · 0% OOS · National 6.7%

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
27
on file (MCS-150)
Drivers
38
0 hold a CDL
Annual mileage
1M mi
reported 2025
Recordable crash rate
—
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi38 drivers
Company officer
BORIS IOVANOVICI
Operation
Interstate
D-U-N-S
38607172
Registered since
1982-05-28
Last MCS-150 update
2026-07-14
Census status
Active

Fleet: 27 trucks · 15 owned tractors · 53 owned trailers · 12 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

47 events
  1. 09/15/2026Insurance filed — Cherokee Insurance Company

    Liability (BIPD) — BMC-91X · policy CA260166

  2. 09/15/2026Insurance ended — Cherokee Insurance Company

    policy CA250162

  3. 07/14/2026MCS-150 update filed

    1.0M mi reported (2025)

  4. 09/15/2025Insurance filed — Cherokee Insurance Company

    Liability (BIPD) — BMC-91X · policy CA250162

  5. 09/15/2025Insurance replaced — CHEROKEE INSURANCE COMPANY

    BIPD/Primary · policy CA240156

  6. 11/15/2024Insurance cancelled — CHEROKEE INSURANCE COMPANY

    SURETY · policy SB240046

  7. 09/15/2024Insurance filed — Cherokee Insurance Company

    Property broker surety — BMC-84 · policy SB240049

  8. 09/15/2024Insurance ended — Cherokee Insurance Company

    policy SB240049

  9. 09/15/2024Insurance replaced — CHEROKEE INSURANCE COMPANY

    SURETY · policy SB240046

  10. 09/15/2023Insurance replaced — NORTHLAND INSURANCE COMPANY

    BIPD/Primary · policy WF002311

  11. 09/15/2023Insurance replaced — LEXON INSURANCE COMPANY

    SURETY · policy 1090984

  12. 08/31/2023Insurance cancelled — NORTHLAND INSURANCE COMPANY

    BIPD/Primary · policy WF002311

  13. 12/01/2022Insurance replaced — BERKLEY CASUALTY COMPANY

    BIPD/Primary · policy 6509052

  14. 01/04/2022Insurance cancelled — NORTHLAND INSURANCE COMPANY

    BIPD/Primary · policy TF658565

  15. 12/01/2021Insurance replaced — NORTHLAND INSURANCE COMPANY

    BIPD/Primary · policy TF658565

  16. 04/29/2021BROKER — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/08/2021)

  17. 04/29/2021COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/08/2021)

  18. 04/29/2021CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (06/08/2021)

  19. 11/27/2019Insurance cancelled — TRAVELERS PROPERTY CASUALTY CO. OF AMERICA

    CARGO · policy QT-660-2811N469

  20. 01/01/2014Insurance cancelled — HARCO NATIONAL INSURANCE CO.

    BIPD/Primary · policy TPU3035348

  21. 12/01/2013Insurance replaced — HARCO NATIONAL INSURANCE CO.

    BIPD/Primary · policy TPU3035348

  22. 10/01/2013Insurance replaced — WESTERN SURETY CO.

    SURETY · policy 929320436

  23. 12/01/2010Insurance replaced — FIREMAN'S FUND INSURANCE CO.

    CARGO · policy MXI 97906295 DET

  24. 12/01/2006Insurance replaced — HARCO NATIONAL INSURANCE CO.

    BIPD/Primary · policy TPU3035348

  25. 11/08/2005COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/15/2005)

  26. 11/08/2005CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/15/2005)

  27. 11/08/2005BROKER — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/15/2005)

  28. 03/23/2004Insurance cancelled — CONTINENTAL CASUALTY CO.

    SURETY · policy 141968899

  29. 02/27/2004BROKER — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (03/30/2004)

  30. 12/26/2003Insurance cancelled — CHEROKEE INSURANCE COMPANY

    CARGO · policy MC-020109

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
1998-10-08
Last review
2010-11-09
📄

MCS-150 registration

Form date
2026-07-14
Reported mileage
1,032,279 mi (2025)
⚡

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ⓘ
Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Oct 2026 · Page refreshed: Nov 9, 2026, 4:06 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.