CSA
Authorized · PropertyUSDOT 2039503· MC715540· CARRIER· EIN 80-0599681
⬇ PDF report

L & L FREIGHT LLC

11800 GATEWAY EAST, EL PASO, TX, 79927(915) 726-3384lorenzo9802@hotmail.comLORENZO LOPEZ
Vetting snapshot
Authority
Active
operating authority
Insurance
No active filing
$750K required — verify
Vehicle OOS
9.1%
below 22% national avg
Driver OOS
12%
above 6.7% national avg
Crashes 24mo
3
none fatal
Red flags
2 flags
see details below
14
/ 100

Risk factors

High riskVioCodes score
No active liability (BIPD) insurance filing on filePossible reincarnation pattern — tied to an older inactive carrierDriver OOS 12% — above the 6.7% national average3 crashes in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC715540

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Most recent liability (BIPD) filing ended 07/14/2026 (SUTTON SPECIALTY INSURANCE CO) — no active federal filing shown; verify current coverage
Common
None
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
No active filing
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ENDED 07/14/2026Liability (BIPD) — BMC-91X$750K coverageeff 07/14/2025
SUTTON SPECIALTY INSURANCE CO· policy SOA01 000100220 00
Authority history (12) ▾
06/17/2025CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/10/2025)
06/17/2024CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/15/2024)
06/17/2022CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/13/2022)
06/17/2021CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/12/2021)
06/17/2020CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/15/2020)
06/17/2019CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/12/2019)
06/18/2018CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/16/2018)
06/19/2017CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/14/2017)
06/17/2016CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/14/2016)
06/17/2014CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (07/11/2014)
08/09/2010CONTRACTINVOLUNTARY REVOCATIONDISCONTINUED REVOCATION (08/11/2010)
07/19/2010MOTOR PROPERTY CONTRACT CARRIERGRANTED
Insurance history9 insurers on record
Filing timeline (15)
  1. ACCREDITED SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 07/14/202407/14/2025
  2. ACCREDITED SPECIALTY INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 07/14/202407/14/2024
  3. ACCREDITED SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 07/14/202307/14/2024
  4. ACCREDITED SPECIALTY INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 07/14/202207/14/2023
  5. ACCREDITED SPECIALTY INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 07/14/202107/14/2022
  6. TRISURA SPECIALTY INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 07/14/202007/14/2021
  7. TRISURA SPECIALTY INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 07/14/201907/14/2020
  8. UNITED WISCONSIN INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 07/14/201807/14/2019
  9. HUDSON INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 07/14/201707/14/2018
  10. UNITED SPECIALTY INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 07/14/201607/14/2017
  11. NEW YORK MARINE & GENERAL INS. CO.$750KCancelled
    BIPD/Primary · eff 07/14/201507/14/2016
  12. NEW YORK MARINE & GENERAL INS. CO.$750KReplaced
    BIPD/Primary · eff 07/14/201407/14/2015
  13. SENTRY SELECT INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 09/13/201007/14/2014
  14. SENTRY SELECT INSURANCE COMPANY$750KName Changed
    BIPD/Primary · eff 07/14/201009/13/2010
  15. OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.$750KReplaced
    BIPD/Primary · eff 07/24/201007/14/2010

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle22 inspections · 9.1% OOS · National 22%
Driver25 inspections · 12% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

25 inspections · 72 violations (10 OOS) · 20% of inspections had an OOS finding.

25
Inspections
72
Violations
10
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

25
total

Most inspected in · top 5 states

  • NM10
  • AZ9
  • TX5
  • US5
  • NV1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

False log / RODS violations are the leading contributor to Hours-of-Service Compliance

High impact

Estimated Hours-of-Service Compliance percentile of 98% is at/over the 65% intervention line. Carriers with a BASIC in alert are prioritized for enforcement (warning letters, audits) and inspected more often — which tends to generate still more violations.

What’s contributing21 violations · 6 OOS (24 mo)
False log / RODS4 OOS8 viol48%
  • 395.8E-HOSPDOOSHOS (Property) - Driver produces a false record of duty status that concealed an HOS limitation violation after the last rest period. Explain:2× · 25%
  • 395.8E-HOSPDHOS (Property) - No driver may make a false report in connection with a duty status. Explain4× · 13%
  • 395.8A1-HOSPHOS (Property) - Failing to have a record of duty status using the method prescribed1× · 6%
Following / lane / reckless2 OOS4 viol44%
  • 395.3A3I-HOSPDITHOS (Property) - Driving more than 11 hours following 10 consecutive hours off duty at the time of inspection. Time1× · 13%
  • 395.3A2-HOSPDITHOS (Property) - Driver driving beyond the 14 hour after coming on duty following 10 consecutive hours off duty at the time of inspection. Time1× · 13%
  • 395.3A1-HOSPDHOS (Property) - Driving more than 11 hours following 10 consecutive hours off duty during the current 8 consecutive day period. Date and Time1× · 10%
Log / ELD device8 viol7%
  • 395.30B1-ELDDFRHOS (ELD) - Driver failing to review records and certify the accuracy of the information.8× · 7%
Other1 viol1%
  • 395.24C2IIIDriver failed to manually add shipping document number1× · 1%
What to do
  • Audit ELD edits and duty-status annotations weekly; a false log is a high-severity, high-visibility violation
  • Retrain on correct logging and never letting a load pressure a driver into a false entry
  • Prioritize the out-of-service items — they carry the heaviest weight
Projected estimatecould improve up to 12 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 65% line

Driver out-of-service rate exceeds the national average

High impact

Driver OOS rate is 12% vs the 6.7% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

A high share of violations are occurring in Mohave County, AZ

Medium impact

12 of 34 violations in the last 12 months (35%) came from inspections in Mohave County, AZ. That can mean tougher enforcement there or simply more of your miles run through it — either way it's worth a look.

What to do
  • Review the inspections from Mohave County, AZ to spot recurring issues
  • Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical

Unsafe Driving needs attention

Low impact

Estimated Unsafe Driving percentile of 0% is under the 65% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Driver Fitness needs attention

Low impact

Estimated Driver Fitness percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Brakes violations are the leading contributor to Vehicle Maintenance

Low impact

Estimated Vehicle Maintenance percentile of 53% is under the 80% line. In decent shape, but here's what's driving it.

What’s contributing25 violations (24 mo)
Brakes10 viol51%
  • 393.53B-BAir Brake - CMV manufactured on or after 10/20/1994 has an automatic airbrake adjustment system that fails to compensate for wear3× · 22%
  • 393.47A-BCLMBDDrum Brake - Cracked/loose/missing lining/pad1× · 10%
  • 393.45DLPCBrake Connections with Leaks - Connection to Power Unit1× · 3%
Inspection / repair / DVIR4 viol22%
  • 396.17C-PIOperating a CMV without documentation of a periodic inspection4× · 22%
Other4 viol8%
  • 393.78A-WSWashers - Inoperative washing system.2× · 3%
  • 393.203E-CBPCab and Body Parts - Cab front bumper missing/not secured/protruding1× · 3%
  • 393.203C-CBPCab and Body Parts - Hood not securely fastened1× · 2%
Wheels / rims2 viol6%
  • 393.205A-WRCWheel/Rim - Rim, spoke wheel, or adapter cracked1× · 3%
  • 392.2-SLLMFState/Local Laws - Wheel (mud) flaps missing or defective1× · 2%
What to do
  • Check brake adjustment and listen for air leaks every pre-trip; put brakes on the PM schedule
  • Fix air-loss and warning-light faults before dispatch — don’t “drive it in”
Projected estimatecould improve up to 34 pts in ~12 mo
nowin 12 months
Current trend 50% followed 100% followed 80% line

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

No roadside inspections in the last 90 days — nothing to work on right now.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

35
Inspections
88
Violations
13
Out-of-service
323
CSA points
10
Crashes
5
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

30 distinct vehicles seen in this carrier’s roadside inspections.

15 trailer 14 truck 1 other
2023 VOLVO TRUCK VNLseen 6×
4V4NC9EHXPN308438· R753556 TX
2020 FREIGHTLINER Cascadiaseen 5×
3AKJHHDR7LSLM3022· R728204 TX
2020 FREIGHTLINER Cascadiaseen 4×
3AKJHHDR4LSLP6852· R740971 TX
2016 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailersseen 3×
3H3V532C2GT193042· 245396E ME
2016 FREIGHTLINER Cascadiaseen 3×
3AKJGLD59GSGY0612· R713441 TX
2017 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailersseen 3×
3H3V532C8HT767094· 5302627 ME
2006 WABASH Wabash National Corporationseen 3×
1JJV532W26L025135· 070C491 TX
2023 VOLVO TRUCK VNLseen 3×
4V4NC9EH6PN308436· R753555 TX
2016 FREIGHTLINER Cascadiaseen 2×
3AKJGLD53GSHA0168· R501902 TX
2006 WABASH Wabash National Corporationseen 2×
1JJV532W76L021260· 088C800 TX
2017 FREIGHTLINER Cascadiaseen 2×
3AKGGLDR7HSJC0479· R456035 TX
LUFKseen 2×
1L01A532X51156433· 098C129 TX
2003 WABASH Wabash National Corporationseen 2×
1JJV532W63L826629· 4795JA OK
2021 FREIGHTLINER Cascadiaseen 2×
1FUJHHDR8MLMD8665· R728370 TX
2008 WABASH Wabash National Corporationseen 2×
1JJV532WX8L209323· 070C490 TX
2018 FREIGHTLINER Cascadiaseen 2×
1FUJGLDR4JLJJ7423· R781911 TX
2002 GREAT DANE TRAILERS Great Dane Trailersseen 2×
1GRAA06262B015805· Y41408 TX
2019 FREIGHTLINER Cascadiaseen 2×
3AKJHHDR0KSKC9065· R741315 TX
2012 WABASH VANS Dry Van Duraplateseen 2×
1JJV532D3CL675277· 070C383 TX
2017 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailersseen 2×
3H3V532C8HT767032· 5302623 ME
2014 WABASH VANS Dry Van Duraplateseen 2×
1JJV532D4EL803299· 80X642V TX
2017 FREIGHTLINER Cascadia
3AKJGLDR3HSHC0747· R536888 TX
2017 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailers
3H3V532CXHT767002· 5302622 ME
2020 FREIGHTLINER Cascadia
3AKJHHDR5LSLR7029· R753396 TX
2007 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturer
1UYVS25337G966425· 088C801 TX
2016 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailers
3H3V532C9GT192132· 245395E ME
2017 FREIGHTLINER Cascadia
1FUJGLDR4HLHL6584· R713424 TX
2021 FREIGHTLINER Cascadia
3AKJHHDV2MSMS0927· R713764 TX
2016 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailers
3H3V532C7GT192131· 245394E ME
2017 HYUNDAI TRANSLEAD TRAILERS Hyundai Translead Trailers
3H3V532C3HT767083· 5302626 ME

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

3

Tow-away

3

Injury

1

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
9
on file (MCS-150)
Drivers
14
14 hold a CDL
Annual mileage
1.7M mi
reported 2025
Recordable crash rate
0.43
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi14 drivers
Company officer
LORENZO LOPEZ
Operation
Interstate
Registered since
2010-05-28
Last MCS-150 update
2026-03-11
Census status
Active

Fleet: 9 trucks · 9 owned tractors · 18 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs, addresses, officers or emails with 24 other carriers — review the connections below as part of your vetting.

24
Connected carriers
12
Fleet-transfer links
5
Most shared VINs
13
Strong links
Possible reincarnation pattern: LOPEZ TRANSPORTATION INC (USDOT 1415432, registered 2005) is inactive, shares this carrier’s officer, and predates it — worth checking whether this carrier re-registered to shed a prior record.
Strong· 13
1
GERARDO AGUILAR GARCIA
USDOT 1582105Active· JUAREZ, CI
Strong
Shared VIN · 5
3AKJGLD59GSGY06123AKGGLDR7HSJC04793AKJGLD53GSHA01681FUJGLDR4HLHL65841JJV532W63L826629
2
JORGE LUIS TORRES ALVAREZ
USDOT 3693374Active· MATAMOROS, TA
Strong
Shared VIN · 3
3AKJGLD53GSHA01683AKJGLD59GSGY06121FUJGLDR4HLHL6584
3
CAPITAL CHOICE LLC
USDOT 4243199Active· WEST PALM BEACH, FL
Strong
Officer
4
LLB CONSTRUCTION
USDOT 3286708Active· AURORA, CO
Strong
Officer
5
LOPEZ TRANSPORTATION INC
USDOT 1415432Inactive· EL PASO, TX
Strong
OfficerMailingEmail
6
LORENZO LOPEZ
USDOT 1394226Inactive· CASA GRANDE, AZ
Strong
Officer
7
LORENZO LOPEZ
USDOT 1724153Inactive· LOS ANGELES, CA
Strong
Officer
8
LORENZO LOPEZ
USDOT 1981899Inactive· EL PASO, TX
Strong
Officer
9
LORENZO LOPEZ
USDOT 2718415Active· WEST COVINA, CA
Strong
Officer
10
LORENZO LOPEZ
USDOT 2755409Active· SAN FERNANDO, CA
Strong
Officer
11
LORENZO LOPEZ
USDOT 2769786Active· LOS ANGELES, CA
Strong
Officer
12
LORENZO LOPEZ
USDOT 1903243Inactive· HENDERSON, NV
Strong
Officer
13
REDCLOUD TRANSPORT LLC
USDOT 877772Inactive· EL PASO, TX
Strong
Officer
Medium· 2
TRANSPORTES NARI SA DE CV
USDOT 3130107Active· MATAMOROS, TA
Medium
Shared VIN · 2
3AKJGLD53GSHA01683AKJGLD59GSGY0612
NEWPORT INTERNATIONAL INC
USDOT 517353Inactive· EL PASO, TX
Medium
Address

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

31 events
  1. 07/14/2026Insurance ended — SUTTON SPECIALTY INSURANCE CO

    policy SOA01 000100220 00

  2. 03/11/2026MCS-150 update filed

    1.7M mi reported (2025)

  3. 07/14/2025Insurance filed — SUTTON SPECIALTY INSURANCE CO

    Liability (BIPD) — BMC-91X · policy SOA01 000100220 00

  4. 07/14/2025Insurance cancelled — ACCREDITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy 2-SSM-TX-19-S0100220-03

  5. 06/17/2025CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/10/2025)

  6. 07/14/2024Insurance replaced — ACCREDITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy 2-SSM-TX-19-S0100220-03

  7. 07/14/2024Insurance cancelled — ACCREDITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy 2-SSM-TX-19-S0100220-02

  8. 06/17/2024CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/15/2024)

  9. 07/14/2023Insurance replaced — ACCREDITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy 2-SSM-TX-19-S0100220-01

  10. 07/14/2022Insurance cancelled — ACCREDITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy 2-SSM-TX-19-S0100220-00

  11. 06/17/2022CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/13/2022)

  12. 07/14/2021Insurance cancelled — TRISURA SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy TTT-44-2-201361

  13. 06/17/2021CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/12/2021)

  14. 07/14/2020Insurance cancelled — TRISURA SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy TTT-44-2-190633

  15. 06/17/2020CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/15/2020)

  16. 07/14/2019Insurance cancelled — UNITED WISCONSIN INSURANCE COMPANY

    BIPD/Primary · policy UWPGA1304

  17. 06/17/2019CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/12/2019)

  18. 07/14/2018Insurance cancelled — HUDSON INSURANCE COMPANY

    BIPD/Primary · policy MBC10016901

  19. 06/18/2018CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/16/2018)

  20. 07/14/2017Insurance cancelled — UNITED SPECIALTY INSURANCE COMPANY

    BIPD/Primary · policy MAT-0003500-30569

  21. 06/19/2017CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/14/2017)

  22. 07/14/2016Insurance cancelled — NEW YORK MARINE & GENERAL INS. CO.

    BIPD/Primary · policy PK2015MCA00724

  23. 06/17/2016CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/14/2016)

  24. 07/14/2015Insurance replaced — NEW YORK MARINE & GENERAL INS. CO.

    BIPD/Primary · policy PK2014MCA00724

  25. 07/14/2014Insurance cancelled — SENTRY SELECT INSURANCE COMPANY

    BIPD/Primary · policy CT783781-5010-101

  26. 06/17/2014CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (07/11/2014)

  27. 09/13/2010Insurance name changed — SENTRY SELECT INSURANCE COMPANY

    BIPD/Primary · policy CT783781-5010-101

  28. 08/09/2010CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/11/2010)

  29. 07/19/2010MOTOR PROPERTY CONTRACT CARRIER — GRANTED
  30. 07/14/2010Insurance replaced — OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.

    BIPD/Primary · policy BA 069 78 32

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate

FMCSA safety rating

Rating
Not rated
Type
Non-ratable review
Rated
Last review
2019-06-07
📄

MCS-150 registration

Form date
2026-03-11
Reported mileage
1,744,840 mi (2025)

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 22, 2026, 8:45 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.