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Authorized · PropertyUSDOT 1812809· MC10611· CARRIER· EIN 61-1328938
⬇ PDF report

KY AUTO SERVICE INC

520 ASH ST, ELSMERE, KY, 41018-2122(859) 727-4345BOBBIE21@FUSE.NETROBERT HENSLEY
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
UNITED FINANCIAL CASUALTY COMPANY
Vehicle OOS
53.3%
above 22% national avg
Driver OOS
19.4%
above 6.7% national avg
Crashes 24mo
1
none fatal
Red flags
None
nothing flagged
58
/ 100

Risk factors

Moderate riskVioCodes score
Vehicle OOS 53.3% — well above the 22% national averageDriver OOS 19.4% — above the 6.7% national average1 crash in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC010611

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property, Private
Liability (BIPD)
$1M on file
$1M required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 05/24/2025
UNITED FINANCIAL CASUALTY COMPANY· policy CA998695038
Authority history (2) ▾
05/23/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (05/26/2023)
10/11/2018MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history4 insurers on record
Filing timeline (10) ▾
  1. UNITED FINANCIAL CASUALTY COMPANY$1MCancelled
    BIPD/Primary · eff 05/24/2024 → 07/16/2025
  2. UNITED FINANCIAL CASUALTY COMPANY$1MReplaced
    BIPD/Primary · eff 05/24/2024 → 05/24/2025
  3. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 05/24/2023 → 06/22/2024
  4. AMGUARD INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/24/2023 → 05/24/2024
  5. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 08/11/2022 → 06/19/2023
  6. AMGUARD INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 08/11/2022 → 05/24/2023
  7. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 05/24/2022 → 09/19/2022
  8. AMGUARD INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/24/2022 → 08/11/2022
  9. MOTORISTS COMMERCIAL MUTUAL INSURANCE COMPANY$1MReplaced
    BIPD · eff 05/24/2020 → 05/24/2022
  10. MOTORISTS MUTUAL INSURANCE CO.$1MReplaced
    BIPD · eff 09/20/2018 → 05/24/2020

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle15 inspections · 53.3% OOS · National 22%
Driver31 inspections · 19.4% OOS · National 6.7%

Crash record (US, last 24 months)

Total

1

Tow-away

1

Injury

1

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
7
on file (MCS-150)
Drivers
6
6 hold a CDL
Annual mileage
0M mi
reported 2023
Recordable crash rate
4.54
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi5 drivers
  • Interstate · <100 mi1 drivers
Company officer
ROBERT HENSLEY
Operation
Interstate · Hazmat
Registered since
2008-09-19
Last MCS-150 update
2026-04-09
Census status
Active

Fleet: 7 trucks · 7 owned tractors · 3 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

15 events
  1. 04/09/2026MCS-150 update filed

    0.0M mi reported (2023)

  2. 07/16/2025Insurance cancelled — UNITED FINANCIAL CASUALTY COMPANY

    BIPD/Primary · policy CA981623150

  3. 05/24/2025Insurance filed — UNITED FINANCIAL CASUALTY COMPANY

    Liability (BIPD) — BMC-91X · policy CA998695038

  4. 05/24/2025Insurance replaced — UNITED FINANCIAL CASUALTY COMPANY

    BIPD/Primary · policy CA981623150

  5. 06/22/2024Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP424975

  6. 05/24/2024Insurance replaced — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP424975

  7. 06/19/2023Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP318947

  8. 05/24/2023Insurance replaced — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP318947

  9. 05/23/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/26/2023)

  10. 09/19/2022Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP318947

  11. 08/11/2022Insurance replaced — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP318947

  12. 05/24/2022Insurance replaced — MOTORISTS COMMERCIAL MUTUAL INSURANCE COMPANY

    BIPD · policy 5000113201

  13. 05/24/2020Insurance replaced — MOTORISTS MUTUAL INSURANCE CO.

    BIPD · policy 33.303188

  14. 10/11/2018MOTOR PROPERTY COMMON CARRIER — GRANTED
  15. 09/19/2008Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
Non-ratable review
Rated
—
Last review
2026-09-24
📄

MCS-150 registration

Form date
2026-04-09
Reported mileage
33,593 mi (2023)
⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Oct 11, 2026, 4:33 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.