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VCVioCodes
Carrier Vetting Report
Generated Oct 8, 2026
viocodes.yuriance.net
A C AND T CO INC
USDOT 180459 · MC190312 · EIN 52-0715156 · AUTHORIZED FOR Property
11535 HOPEWELL ROAD, HAGERSTOWN, MD, 21740-4217
(301) 582-2700 · BRAD FULTON
75
Moderate risk
Risk factors
1 fatal crash in the last 24 months
Snapshot
Operating authority
Active
Liability insurance
$1M on file
Safety rating
Satisfactory
Power units / drivers
81 / 95
Inspections / CSA pts (24mo)
95 / 431
Crashes (24 mo)
4 · 1 fatal
Authority & insurance
Common
Active
Contract
None
Broker
None
ZURICH AMERICAN INSURANCE COMPANY — $1M BIPD · policy BAP3486623 · eff 07/01/2003
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate6.5% · nat 22%
Driver OOS rate0% · nat 6.7%
CSA breakdown — violations by BASIC
Vehicle Maintenance350 pts
Unsafe Driving59 pts
Hazardous Materials Compliance18 pts
Other11 pts
Hours-of-Service Compliance3 pts
Driver Fitness1 pts
Top cited violations (by CSA points)
CodeBASICCountOOSCSA pts
393.207A-SAPPASVehicle Maintenance2254
393.45B2-B-AIRVehicle Maintenance436
393.45D-BVehicle Maintenance536
392.16-DUnsafe Driving228
393.9A-LHLIVehicle Maintenance224
393.9A-LTSIVehicle Maintenance1124
392.2-SLLS3Unsafe Driving121
393.53B-BVehicle Maintenance320
393.43DBMAVehicle Maintenance1118
393.9A-LSLIVehicle Maintenance118
Most inspected states
MD83
PA10
WV2
Next monthly SMS run — projection
BASICOfficial (Sep 2026)ProjectedEst. %ileTrend
Unsafe Driving0.420.37≈12–19%▼ better
Hours-of-Service Compliance0.010.01—steady
Driver Fitness0.000.00≈0–0%steady
Controlled Substances/Alcohol0.000.00≈0–0%steady
Vehicle Maintenance1.661.69≈15–19%▲ worse
Hazardous Materials Compliance0.110.12—steady
Latest inspection 2026-10-01 · 3 new since the Sep 2026 run. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
A high share of violations are occurring in Howard County, MD · medium impact
• Review the inspections from Howard County, MD to spot recurring issues
• Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical
Seat belt violations are the leading contributor to Unsafe Driving · low impact
Seat belt 47% · Speeding 36% · Following / lane / reckless 17%
• Zero-tolerance belt policy; verify with in-cab camera or spot checks
Projected: could improve up to 8 pts in ~12 months if worked down.
Driver qualification / CDL / medical violations are the leading contributor to Driver Fitness · low impact
Driver qualification / CDL / medical 100%
• Run a credential-expiration tracker; keep DQ files complete and the medical card on the driver
Controlled Substances/Alcohol needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Brakes violations are the leading contributor to Vehicle Maintenance · low impact
Brakes 50% (5 OOS) · Lighting / lamps 29% (1 OOS) · Suspension / axle 15% (2 OOS)
• Check brake adjustment and listen for air leaks every pre-trip; put brakes on the PM schedule
• Fix air-loss and warning-light faults before dispatch — don’t “drive it in”
Projected: could improve up to 11 pts in ~12 months if worked down.
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
90-day safety improvement plan
Last 90 days: 11 inspections, 9 violations, 3 OOS, 5 clean · improving.
1. Vehicle Maintenance6 viol · 1 OOS · 67%
393.9A-LHLI, 393.45B2-B-AIR, 393.47D2-BRMMCAD
✓ Walk the lights every pre-trip and carry spare bulbs/fuses
✓ Clean lenses and check the trailer plug for corrosion
≈ 18 clean inspections would cut this BASIC ~25% (to 1.245).
2. Other3 viol · 2 OOS · 33%
392.2-SLLEWG2, 393.40F-BNPB, 177.801-LEAK
✓ Review these violations with drivers and add the fix to your pre-trip and PM routine
🎓 Coach the driver & document it
FleetTrained — my companion project — turns these exact violations into branded, multilingual training videos your driver watches, with a completion certificate for the DQ file. fleettrained.com
Crash record — 4 in 24 months · 1 fatal
DateLocationFatalInjTow
05/19/2026NEW MARKET, MD1✓
04/02/2026WOODLAWN, MD1✓
03/16/2026MYERSVILLE, MD✓
09/03/2025Monroe Twp, PA✓
Equipment — 40 vehicles seen in inspections
18 trailer16 truck6 incomplete vehicle
Company profile
Officer
BRAD FULTON
Annual mileage
3.1M mi (2024)
CDL drivers
67
Registered since
1974-06-01
Operation
Interstate
Connections — 2 carriers
Shares identifiers with 2 carriers.
CarrierUSDOTLinkStrength
M & M OIL CO INC580006email, phonestrong
Activity history (recent)
09/26/2025 — MCS-150 update filed
3.1M mi reported (2024)
09/01/2013 — Insurance cancelled — GREAT AMERICAN INSURANCE COMPANY OF NEW YORK
CARGO · policy CAP 226-86-82
10/08/2003 — MOTOR PROPERTY COMMON CARRIER — REINSTATED
07/01/2003 — Insurance filed — ZURICH AMERICAN INSURANCE COMPANY
Liability (BIPD) — BMC-91X · policy BAP3486623
07/01/2003 — Insurance cancelled — EMPIRE FIRE & MARINE INSURANCE CO.
BIPD/Primary · policy CL400907
07/01/2002 — Insurance replaced — GREAT AMERICAN INSURANCE COMPANY OF NEW YORK
BIPD/Primary · policy CAP 226-86-82
08/06/1998 — Insurance cancelled — FEDERATED MUTUAL INSURANCE CO.
BIPD/Excess · policy 2026357 (UMB)
04/02/1998 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (05/14/1998)
03/08/1998 — Insurance cancelled — FEDERATED MUTUAL INSURANCE CO.
BIPD/Primary · policy 9268961
11/01/1997 — Insurance replaced — THE SUN INSURANCE CO. OF NEW YORK
CARGO · policy SCIP 851869
11/01/1996 — Insurance replaced — FEDERATED MUTUAL INSURANCE CO.
BIPD/Primary · policy 2026356(CPP)
03/23/1994 — MOTOR PROPERTY COMMON CARRIER — GRANTED
REVOKED (09/18/2003)
01/20/1987 — MOTOR PROPERTY COMMON CARRIER — GRANTED
REVOKED (09/18/2003)
06/01/1974 — Registered with FMCSA
AUTHORIZED FOR HIRE
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/180459.