CSA
Authorized · PropertyUSDOT 1794404· MC118387· CARRIER· EIN 10552672
⬇ PDF report

SAC TOWING & RECOVERY

Legal: STEWARTVILLE AUTO CENTER INC

100 10TH ST NW, STEWARTVILLE, MN, 55976(507) 533-7880cory_bell@hotmail.comANDREW BELL
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
AMGUARD INSURANCE COMPANY
Vehicle OOS
50%
above 22% national avg
Driver OOS
12.5%
above 6.7% national avg
Crashes 24mo
1
none fatal
Red flags
1 flag
see details below
38
/ 100

Risk factors

High riskVioCodes score
Possible reincarnation pattern — tied to an older inactive carrierVehicle OOS 50% — well above the 22% national averageDriver OOS 12.5% — above the 6.7% national average1 crash in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC118387

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 05/07/2026
AMGUARD INSURANCE COMPANY· policy K2GP736064
Authority history (9) ▾
04/10/2026COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (05/12/2026)
04/10/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (05/08/2025)
08/16/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/17/2023)
08/17/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (08/17/2022)
04/11/2022COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (05/10/2022)
04/12/2021COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (05/07/2021)
02/09/2021COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (02/17/2021)
01/26/2021MOTOR PROPERTY COMMON CARRIERREINSTATED
09/26/2018MOTOR PROPERTY COMMON CARRIERGRANTED→ REVOKED (01/19/2021)
Insurance history3 insurers on record
Filing timeline (14) ▾
  1. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 05/07/2025 → 05/07/2026
  2. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 05/07/2024 → 05/07/2025
  3. AMGUARD INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 08/15/2023 → 05/07/2024
  4. AMGUARD INSURANCE COMPANY$1MName Changed
    BIPD/Primary · eff 05/07/2023 → 09/18/2023
  5. AMGUARD INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/07/2023 → 08/15/2023
  6. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 08/16/2022 → 06/05/2023
  7. AMGUARD INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 08/16/2022 → 05/07/2023
  8. AMGUARD INSURANCE COMPANY$1MName Changed
    BIPD/Primary · eff 05/07/2022 → 09/19/2022
  9. AMGUARD INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 05/07/2022 → 08/16/2022
  10. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 05/07/2021 → 05/08/2022
  11. AUTO OWNERS INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 02/08/2021 → 05/07/2021
  12. AMGUARD INSURANCE COMPANY$1MCancelled
    BIPD/Primary · eff 01/08/2021 → 03/08/2021
  13. AMGUARD INSURANCE COMPANY$1MReplaced
    BIPD/Primary · eff 01/08/2021 → 02/08/2021
  14. UNITED FIRE & CASUALTY CO.$1MCancelled
    BIPD/Primary · eff 08/22/2018 → 01/08/2021

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle2 inspections · 50% OOS · National 22%
Driver8 inspections · 12.5% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

8 inspections · 33 violations (5 OOS) · 29% of inspections had an OOS finding.

8
Inspections
33
Violations
5
OOS violations
10
Distinct codes

Violations by BASIC

click to filter codes

16
total

Most inspected in · top 6 states

  • IA5
  • MN5
  • WI1
  • KS1
  • IL1
  • MI1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Vehicle and driver out-of-service rate exceeds the national average

High impact

Vehicle OOS rate is 50% vs the 22% national average. Driver OOS rate is 16.7% vs the 6.7% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 75% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

1
Inspections
1
Violations
0
Out-of-service
0
Clean
Where the violations are
Unsafe Driving 100%
Focus here first
1Unsafe Driving
1 violation · 100% of recent
  • 392.2-SLLS2State/Local Laws - Speeding 6-10 miles per hour over the speed limit
Do this
  • Coach speed and following distance — Unsafe Driving points are weighted heavily
  • Hands off the phone; always belt up
🎓
Turn these into driver coaching — and prove it
FleetTrained (my companion project) makes branded, multilingual training videos for these exact violations — your driver watches and gets a completion certificate for the file.

Based on roadside inspections in the last 90 days, ranked by what recurs most. Informational, not legal advice.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

14
Inspections
33
Violations
5
Out-of-service
43
CSA points
3
Crashes
6
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

13 distinct vehicles seen in this carrier’s roadside inspections.

4 incomplete vehicle 3 other 3 truck 3 trailer
PETERBILT 379seen 5×
1NP5GGGG20D530310· PZA4363 MN
CORNseen 2×
1T92C4221L0007124· 5505STW MN
2011 CHEVROLET Silveradoseen 2×
1GC2KYCG5BZ295055· JLX150 MN
UTILseen 2×
5C3HH4025Y1001099· CKT3666 MN
2013 X-L SPECIALIZED TRAILERS INC X-L SPECIALIZED TRAILERS INCseen 2×
4U3J04823DL012137· STA3927 MN
2007 PETERBILT 379seen 2×
1XP5DB9X97N662144· PZA8466 MN
2006 X-L SPECIALIZED TRAILERS INC X-L SPECIALIZED TRAILERS INCseen 2×
4U3J050266L006515· 4984STY MN
2023 GM GM515seen 2×
1HTKHPVM2PH408519· NO PLATE MN
2013 FORD F-350
1FD8X3H68DEA94352· YCA9563 MN
2002 INTERNATIONAL 9900i
3HSCHASR32N035916· PZA1647 MN
2019 FREIGHTLINER M2
3ALACWD25KDKT2442· YCC1990 MN
1998 DAKOTA MANUFACTURING CO. / TRAIL-EZE Dakota Manufacturing Co.
1DA72C708WM013404· STB5249 MN
CORNHUSKER
1T92C4328R0007080· STB2065 MN

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Crash record (US, last 24 months)

Total

1

Tow-away

1

Injury

0

Fatal

0

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
16
on file (MCS-150)
Drivers
10
6 hold a CDL
Annual mileage
0.2M mi
reported 2025
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi8 drivers
  • Interstate · <100 mi2 drivers
Company officer
ANDREW BELL
Operation
Interstate · Hazmat
Registered since
2008-07-22
Last MCS-150 update
2025-10-02
Census status
Active

Fleet: 16 trucks · 4 owned tractors · 3 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Connections

carrier graph

This carrier shares VINs or officers with 17 other carriers — review the connections below as part of your vetting.

17
Connected carriers
4
Fleet-transfer links
1
Most shared VINs
13
Strong links
Possible reincarnation pattern: ATLANTIC HOME STORES US INC (USDOT 1574485, registered 2006) is inactive, shares this carrier’s officer, and predates it — worth checking whether this carrier re-registered to shed a prior record.
Strong· 13
1
AFFORDABLE TRANSPORT 903
USDOT 4056076Inactive· FRISCO, TX
Strong
Officer
2
AFFORDABLE TRANSPORT 903 LLC
USDOT 4050461Inactive· FRISCO, TX
Strong
Officer
3
ANDREW BELL INC
USDOT 867045Active· OCOEE, FL
Strong
Officer
4
ATLANTIC HOME STORES US INC
USDOT 1574485Inactive· SOUTH PORTLAND, ME
Strong
Officer
5
BELCORP INC
USDOT 3886703Inactive· RIDGEFIELD, WA
Strong
Officer
6
BELL INDUSTRIAL MAINTENANCE LLC
USDOT 4423766Active· ELBERTON, GA
Strong
Officer
7
BELLA CONSTRUCTION AND DEVELOPMENT INC
USDOT 2592029Active· IRWIN, PA
Strong
Officer
8
EVERY DETAIL LLC
USDOT 2557605Active· COUMBIA, MD
Strong
Officer
9
MONARCH ACCESS LLC
USDOT 4498488Active· FAIRFIELD, OH
Strong
Officer
10
SAC TRANSPORTATION LLC
USDOT 4400842Active· PRESTON, MN
Strong
Officer
11
SOLAR TRANSPORTATION INC
USDOT 528358Active· WAKEFIELD, KS
Strong
Officer
12
TEAM EVERY DETAIL INC
USDOT 3809372Active· COLUMBIA, MD
Strong
Officer
13
VANTAGE CONSTRUCTION INC
USDOT 3529876Active· NEWBURGH, NY
Strong
Officer

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

26 events
  1. 05/07/2026Insurance filed — AMGUARD INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy K2GP736064

  2. 05/07/2026Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP633470

  3. 04/10/2026COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/12/2026)

  4. 10/02/2025MCS-150 update filed

    0.2M mi reported (2025)

  5. 05/07/2025Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP529949

  6. 04/10/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/08/2025)

  7. 05/07/2024Insurance replaced — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP424659

  8. 09/18/2023Insurance name changed — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP424659

  9. 08/16/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/17/2023)

  10. 08/15/2023Insurance replaced — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP424659

  11. 06/05/2023Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP318712

  12. 05/07/2023Insurance replaced — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP318712

  13. 09/19/2022Insurance name changed — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP318712

  14. 08/17/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (08/17/2022)

  15. 08/16/2022Insurance replaced — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP318712

  16. 05/08/2022Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP214151

  17. 04/11/2022COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/10/2022)

  18. 05/07/2021Insurance cancelled — AUTO OWNERS INSURANCE COMPANY

    BIPD/Primary · policy 44-892702-03

  19. 04/12/2021COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (05/07/2021)

  20. 03/08/2021Insurance cancelled — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP212623

  21. 02/09/2021COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (02/17/2021)

  22. 02/08/2021Insurance replaced — AMGUARD INSURANCE COMPANY

    BIPD/Primary · policy K2GP212623

  23. 01/26/2021MOTOR PROPERTY COMMON CARRIER — REINSTATED
  24. 01/08/2021Insurance cancelled — UNITED FIRE & CASUALTY CO.

    BIPD/Primary · policy 60441297

  25. 09/26/2018MOTOR PROPERTY COMMON CARRIER — GRANTED

    REVOKED (01/19/2021)

  26. 07/22/2008Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
—
Rated
—
Last review
—
📄

MCS-150 registration

Form date
2025-10-02
Reported mileage
240,000 mi (2025)
📜

Changes on file

FMCSA census history
  1. April, 2021

    • Fleet grew to 12 power units
  2. January, 2021

    First on-record entry — CORY A BELL, STEWARTVILLE, MN

⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 25, 2026, 11:27 AM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.