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VCVioCodes
Carrier Vetting Report
Generated Oct 29, 2026
viocodes.yuriance.net
G ZAVITZ LTD
USDOT 16750 · MC193674 · EIN 98-0083330 · AUTHORIZED FOR Property
5795 THOROLD STONE ROAD, NIAGARA FALLS, ON, L2J 1A1
(905) 356-4945
86
Low risk
Risk factors
7 crashes in the last 24 months
Snapshot
Operating authority
Active
Liability insurance
$750K on file
Safety rating
Satisfactory
Power units / drivers
100 / 101
Inspections / CSA pts (24mo)
78 / 243
Crashes (24 mo)
7
Authority & insurance
Common
Active
Contract
Active
Broker
Inactive
STATE NATIONAL INSURANCE CO., INC. — $750K BIPD · policy 6741260219 · eff 09/01/2020
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate4.7% · nat 22%
Driver OOS rate3.4% · nat 6.7%
CSA breakdown — violations by BASIC
Vehicle Maintenance140 pts
Controlled Substances/Alcohol36 pts
Unsafe Driving33 pts
Driver Fitness21 pts
Other15 pts
Hours-of-Service Compliance13 pts
Not in SMS1 pts
Top cited violations (by CSA points)
CodeBASICCountOOSCSA pts
393.55E-BVehicle Maintenance740
392.15Controlled Substances/Alcohol1136
392.2-SLLTCDUnsafe Driving230
393.9A-LSLIWRVehicle Maintenance1124
393.9A-LHLIVehicle Maintenance224
383.51A-SOUTDriver Fitness1121
393.75A3-TAOLVehicle Maintenance1120
393.9A-LSMLVehicle Maintenance28
393.55D1-BVehicle Maintenance18
393.13C2-CSLRRVehicle Maintenance16
Most inspected states
NY68
PA7
NJ2
DE1
Next monthly SMS run — projection
BASICOfficial (Oct 2026)ProjectedEst. %ileTrend
Unsafe Driving0.330.33≈1–8%steady
Hours-of-Service Compliance0.100.12≈15–22%▲ worse
Driver Fitness0.330.38—▲ worse
Controlled Substances/Alcohol0.190.22≈23–30%▲ worse
Vehicle Maintenance1.451.53≈12–16%▲ worse
Latest inspection 2026-09-22. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
A high share of violations are occurring in Genesee County, NY · medium impact
• Review the inspections from Genesee County, NY to spot recurring issues
• Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical
Following / lane / reckless violations are the leading contributor to Unsafe Driving · low impact
Following / lane / reckless 100%
• Defensive-driving refresher on following distance and lane discipline
Projected: could improve up to 1 pts in ~12 months if worked down.
Log / ELD device violations are the leading contributor to Hours-of-Service Compliance · low impact
Log / ELD device 100%
• Make sure the ELD is registered, working, and drivers know how to log in and certify daily
Projected: could improve up to 7 pts in ~12 months if worked down.
Drugs / alcohol violations are the leading contributor to Controlled Substances/Alcohol · low impact
Drugs / alcohol 100% (1 OOS)
• Reinforce the testing program and zero-tolerance policy
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 11 pts in ~12 months if worked down.
Lighting / lamps violations are the leading contributor to Vehicle Maintenance · low impact
Lighting / lamps 44% (1 OOS) · Brakes 41% (1 OOS) · Tires 14% (1 OOS)
• Walk the lights every pre-trip and carry spare bulbs/fuses; clean lenses and check the trailer plug
• Prioritize the out-of-service items — they carry the heaviest weight
Projected: could improve up to 9 pts in ~12 months if worked down.
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
90-day safety improvement plan
Last 90 days: 7 inspections, 3 violations, 2 OOS, 4 clean · improving.
1. Vehicle Maintenance1 viol · 1 OOS · 33%
393.9A-LSLIWR
✓ Walk the lights every pre-trip and carry spare bulbs/fuses
✓ Clean lenses and check the trailer plug for corrosion
≈ 11 clean inspections would cut this BASIC ~25% (to 1.088).
2. Driver Fitness1 viol · 1 OOS · 33%
383.51A-SOUT
✓ Track CDL, medical card, and endorsement expirations ahead of time
✓ Keep the DQ file complete and the medical card on the driver
≈ 16 clean inspections would cut this BASIC ~25% (to 0.248).
3. Unsafe Driving1 viol · 33%
392.2-SLLTCD
✓ Walk the lights every pre-trip and carry spare bulbs/fuses
✓ Clean lenses and check the trailer plug for corrosion
≈ 16 clean inspections would cut this BASIC ~25% (to 0.248).
🎓 Coach the driver & document it
FleetTrained — my companion project — turns these exact violations into branded, multilingual training videos your driver watches, with a completion certificate for the DQ file. fleettrained.com
Crash record — 7 in 24 months
DateLocationFatalInjTow
09/22/2026REED TOWNSHIP, PA✓
09/21/2026KNOWLTON, NJ✓
08/19/2026HAMILTON TOWNSHIP, NJ1✓
01/09/2026EAST LAMPETER TOWNSHIP, PA✓
10/29/2025SCRANTON CITY, PA✓
07/13/2025LOWER PAXTON TOWNSHIP, PA✓
12/02/2024DELAWARE TOWNSHIP, PA1✓
Equipment — 95 vehicles seen in inspections
52 trailer42 truck1 other
Connections — 296 carriers
Shares identifiers with 296 carriers (296 via shared VINs).
Activity history (recent)
10/01/2020 — Insurance cancelled — ATLANTIC SPECIALTY INSURANCE COMPANY
BIPD/Primary · policy 6741260219
09/04/2020 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (09/17/2020)
09/04/2020 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (09/17/2020)
09/01/2020 — Insurance filed — STATE NATIONAL INSURANCE CO., INC.
Liability (BIPD) — BMC-91X · policy 6741260219
09/01/2020 — Insurance replaced — ATLANTIC SPECIALTY INSURANCE COMPANY
BIPD/Primary · policy 6741260219
04/28/2019 — Insurance cancelled — NATIONAL INTERSTATE INSURANCE COMPANY
BIPD/Primary · policy 7J9000171
03/31/2019 — Insurance replaced — NATIONAL INTERSTATE INSURANCE COMPANY
BIPD/Primary · policy 7J9000171
03/31/2016 — Insurance replaced — ZURICH AMERICAN INSURANCE COMPANY
BIPD/Primary · policy 9801355
01/10/2014 — Insurance cancelled — THE GUARANTEE COMPANY OF NORTH AMERICA USA
SURETY · policy TM5154550
10/01/2013 — Insurance replaced — GENERAL INSURANCE COMPANY OF AMERICA
SURETY · policy 6401909/TM5056757
12/31/2009 — Insurance filed — ZURICH AMERICAN INSURANCE COMPANY
Cargo — BMC-34 · policy 9801355
12/31/2009 — Insurance replaced — STATE NATIONAL INSURANCE CO., INC.
BIPD/Primary · policy KGHOLH1000693
01/20/2009 — Insurance replaced — LINCOLN GENERAL INSURANCE COMPANY
BIPD/Primary · policy KGHOLH1000693
03/19/2007 — Insurance replaced — GENERAL INSURANCE COMPANY OF AMERICA
SURETY · policy 6401909 / TM5056757
01/20/2007 — Insurance replaced — LINCOLN GENERAL INSURANCE COMPANY
BIPD/Primary · policy 990105
06/22/2006 — Insurance replaced — LIBERTY MUTUAL INSURANCE CO.
SURETY · policy 15009280
11/10/2005 — COMMON — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (11/16/2005)
11/10/2005 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (11/16/2005)
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/16750.