VCVioCodes
Carrier Vetting Report
Generated Oct 10, 2026
viocodes.yuriance.net
LOVE POINT VENTURES INC
USDOT 1640205 · MC842001 · EIN 20-8861625 · AUTHORIZED FOR Property
351 STATE STREET, STEVENSVILLE, MD, 21666
(410) 643-6006 · JILL STINE
96
Low risk
Risk factors
2 crashes in the last 24 months
Snapshot
Operating authority
Active
Liability insurance
$1M on file
Safety rating
Not rated
Power units / drivers
10 / 9
Inspections / CSA pts (24mo)
47 / 411
Crashes (24 mo)
2
Authority & insurance
Common
None
Contract
Active
Broker
None
BUILDERS MUTUAL INSURANCE COMPANY — $1M BIPD · policy CAP0037292 · eff 04/21/2022
Federal BMC-91X filing; actual commercial limits (per COI) may be higher.
Roadside inspection performance
Vehicle OOS rate9.1% · nat 22%
Driver OOS rate4.3% · nat 6.7%
CSA breakdown — violations by BASIC
Vehicle Maintenance286 pts
Unsafe Driving105 pts
Driver Fitness20 pts
Other15 pts
Top cited violations (by CSA points)
| Code | BASIC | Count | OOS | CSA pts |
|---|---|---|---|---|
| 393.75C-TAOTD-LT2/32 | Vehicle Maintenance | 5 | 104 | |
| 393.75C-TAOTD-LT1/32 | Vehicle Maintenance | 2 | 2 | 60 |
| 392.2-SLLS3 | Unsafe Driving | 3 | 49 | |
| 393.75G-TAOW | Vehicle Maintenance | 2 | 2 | 30 |
| 392.16-D | Unsafe Driving | 2 | 28 | |
| 392.2-SLLS2 | Unsafe Driving | 3 | 28 | |
| 393.45B2-BHTD | Vehicle Maintenance | 1 | 1 | 18 |
| 393.47A-BCLMBD-SA | Vehicle Maintenance | 1 | 1 | 18 |
| 393.9A-LSLI | Vehicle Maintenance | 1 | 12 | |
| 393.9A-LIL | Vehicle Maintenance | 2 | 10 |
Most inspected states
MD43
DE4
Next monthly SMS run — projection
| BASIC | Official (Sep 2026) | Projected | Est. %ile | Trend |
|---|---|---|---|---|
| Unsafe Driving | 4.34 | 3.83 | ≈75–82% (over 65) | ▼ better |
| Hours-of-Service Compliance | 0.00 | 0.00 | ≈0–0% | steady |
| Driver Fitness | 0.33 | 0.25 | — | ▼ better |
| Controlled Substances/Alcohol | 0.00 | 0.00 | ≈0–0% | steady |
| Vehicle Maintenance | 1.88 | 2.07 | ≈19–23% | ▲ worse |
Latest inspection 2026-10-01 · 3 new since the Sep 2026 run. “Projected” recomputes the SMS formula on today’s record — an estimate, not an official FMCSA figure. “Est. %ile” is a VioCodes estimate of how the carrier ranks against its peers (FMCSA marks the percentile itself “Not Public”), shown as a likely range.
Recommendations — what's driving each score
Speeding violations are the leading contributor to Unsafe Driving · high impact
Speeding 73% · Seat belt 27%
• Coach the drivers with speeding violations directly — Unsafe Driving points are weighted heavily
• Set and enforce a governed road speed; review telematics/dashcam speed events weekly
Projected: could improve up to 22 pts in ~12 months if worked down.
A high share of violations are occurring in Anne Arundel County, MD · medium impact
• Review the inspections from Anne Arundel County, MD to spot recurring issues
• Brief drivers running that lane; consider rerouting around the toughest enforcement corridors where practical
Hours-of-Service Compliance needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Controlled Substances/Alcohol needs attention · low impact
• Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment
Tires violations are the leading contributor to Vehicle Maintenance · low impact
Tires 74% (5 OOS) · Brakes 15% (2 OOS) · Lighting / lamps 8%
• Gauge and thump every tire on the walk-around, including inner duals
• Replace before tread hits the limit; correct low pressure immediately
Projected: could improve up to 15 pts in ~12 months if worked down.
Generated from the public inspection record. Percentiles/projections are VioCodes estimates, not official FMCSA figures.
90-day safety improvement plan
Last 90 days: 6 inspections, 7 violations, 4 OOS, 2 clean · improving.
1. Vehicle Maintenance6 viol · 4 OOS · 86%
393.75C-TAOTD-LT1/32 ×2, 393.75C-TAOTD-LT2/32, 393.45B2-BHTD
✓ Gauge/thump every tire on the walk-around, including inner duals
✓ Replace before tread hits the limit and correct low pressure immediately
≈ 9 clean inspections would cut this BASIC ~25% (to 1.41).
2. Unsafe Driving1 viol · 14%
392.16-D
✓ Coach speed and following distance — Unsafe Driving points are weighted heavily
✓ Hands off the phone; always belt up
≈ 10 clean inspections would cut this BASIC ~25% (to 3.255).
Repeat offenders: 393.75C-TAOTD-LT1/32 ×2
🎓 Coach the driver & document it
FleetTrained — my companion project — turns these exact violations into branded, multilingual training videos your driver watches, with a completion certificate for the DQ file. fleettrained.com
Crash record — 2 in 24 months
| Date | Location | Fatal | Inj | Tow |
|---|---|---|---|---|
| 06/15/2026 | STEVENSVILLE, MD | 1 | ✓ | |
| 12/18/2025 | SKIDMORE, MD | ✓ |
Equipment — 14 vehicles seen in inspections
11 incomplete vehicle2 trailer1 truck
Company profile
Officer
JILL STINE
Recordable crash rate
0 / MM mi
Annual mileage
0.7M mi (2023)
CDL drivers
8
Registered since
2007-05-03
Operation
Interstate
Connections — 3 carriers
Shares identifiers with 3 carriers (3 via shared VINs).
Activity history (recent)
01/29/2026 — MCS-150 update filed
0.7M mi reported (2023)
04/21/2022 — Insurance filed — BUILDERS MUTUAL INSURANCE COMPANY
Liability (BIPD) — BMC-91X · policy CAP0037292
04/21/2022 — Insurance replaced — SELECTIVE INSURANCE COMPANY OF THE SOUTHEAST
BIPD/Primary · policy S2479354
04/21/2021 — Insurance replaced — OHIO SECURITY INSURANCE COMPANY
BIPD/Primary · policy BAS 61248575
04/21/2020 — Insurance cancelled — NATIONWIDE PROPERTY & CASUALTY INSURANCE CO.
BIPD/Primary · policy ACP BAK 3006616502
03/25/2020 — CONTRACT — INVOLUNTARY REVOCATION
DISCONTINUED REVOCATION (04/24/2020)
03/01/2015 — Insurance replaced — NATIONWIDE PROPERTY & CASUALTY INSURANCE CO.
BIPD/Primary · policy ACP BAK 3006616502
04/21/2014 — Insurance replaced — ERIE INSURANCE EXCHANGE
BIPD/Primary · policy Q04 2130615
11/01/2013 — MOTOR PROPERTY CONTRACT CARRIER — GRANTED
05/03/2007 — Registered with FMCSA
PRIVATE PROPERTY;AUTHORIZED FOR HIRE
Generated by VioCodes from current public FMCSA data (Census, Licensing & Insurance, SMS/MCMIS, QCMobile). VioCodes is not affiliated with FMCSA. Informational only — verify current coverage and status directly before making a vetting decision. Full interactive profile at viocodes.yuriance.net/carrier/1640205.