CSA
SearchMapNewCarriersInsightsCalculator
DataQsBeta2
Guides7
Driver CoachingAPI
LoginRegisterTry FleetTrained
Authorized · PropertyUSDOT 1601793· MC592513· CARRIER· EIN 72-1576188
⬇ PDF report

DIR-03 INC

1273 N STREAMWOOD LN, VERNON HILLS, IL, 60061(773) 960-0176dir_inc@yahoo.comROSICA GANCHEVA
Vetting snapshot
Authority
Active
operating authority
Insurance
$750K BIPD
NORTHLAND INSURANCE COMPANY
Vehicle OOS
50%
above 22% national avg
Driver OOS
0%
below 6.7% national avg
Crashes 24mo
0
clean
Red flags
1 flag
see details below
55
/ 100

Risk factors

Moderate riskVioCodes score
Possible reincarnation pattern — tied to an older inactive carrierVehicle OOS 50% — well above the 22% national average

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC592513

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
None
Contract
Active
Broker
None
Authorized for: Property
Liability (BIPD)
$750K on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$750K coverageeff 09/05/2014
NORTHLAND INSURANCE COMPANY· policy WN154345
Authority history (10) ▾
08/11/2014CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/05/2014)
08/05/2013CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/06/2013)
08/06/2012CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/04/2012)
08/05/2011CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/06/2011)
12/09/2010CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (12/14/2010)
08/05/2010CONTRACTINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (09/01/2010)
11/13/2009MOTOR PROPERTY CONTRACT CARRIERREINSTATED
09/30/2009MOTOR PROPERTY CONTRACT CARRIERREINSTATED→ REVOKED (11/02/2009)
01/09/2009MOTOR PROPERTY CONTRACT CARRIERREINSTATED→ REVOKED (08/03/2009)
02/23/2007MOTOR PROPERTY CONTRACT CARRIERGRANTED→ REVOKED (01/22/2008)
Insurance history7 insurers on record
Filing timeline (13) ▾
  1. NGM INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 09/05/2013 → 09/05/2014
  2. NGM INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 09/05/2013 → 09/05/2013
  3. NATIONAL CASUALTY COMPANY$750KCancelled
    BIPD/Primary · eff 09/01/2012 → 09/01/2013
  4. NATIONAL CASUALTY COMPANY$750KCancelled
    BIPD/Primary · eff 09/01/2011 → 09/01/2012
  5. CANAL INSURANCE CO.$750KCancelled
    BIPD/Primary · eff 01/05/2011 → 09/01/2011
  6. CANAL INSURANCE CO.$750KCancelled
    BIPD/Primary · eff 09/01/2010 → 01/05/2011
  7. OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.$750KCancelled
    BIPD/Primary · eff 10/14/2009 → 09/01/2010
  8. EMPIRE FIRE & MARINE INSURANCE CO.$750KCancelled
    CARGO · eff 09/01/2009 → 09/01/2010
  9. OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.$750KCancelled
    BIPD/Primary · eff 09/01/2009 → 10/14/2009
  10. EMPIRE FIRE & MARINE INSURANCE CO.$750KCancelled
    CARGO · eff 02/04/2009 → 07/29/2009
  11. OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.$750KCancelled
    BIPD/Primary · eff 02/04/2009 → 07/24/2009
  12. ARTISAN & TRUCKERS CASUALTY COMPANY$1MReplaced
    BIPD/Primary · eff 01/07/2009 → 02/04/2009
  13. NORTHLAND INSURANCE COMPANY$750KCancelled
    BIPD/Primary · eff 02/15/2007 → 01/15/2008

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle2 inspections · 50% OOS · National 22%
Driver4 inspections · 0% OOS · National 6.7%

CSA performance breakdown

FMCSA · Sep 2026

4 inspections · 4 violations (1 OOS) · 17% of inspections had an OOS finding.

4
Inspections
4
Violations
1
OOS violations
4
Distinct codes

Violations by BASIC

click to filter codes

4
total

Top cited codes

score = count × severity weight

Most inspected in · top 5 states

  • IL2
  • OH1
  • WI1
  • KY1
  • IN1

Latest FMCSA SMS snapshot. Codes link to the lookup — severity weighting, contest angles, and the DataQs Drafter for each. Click a BASIC to filter the codes.

Recommendations

What’s driving each score, what to do about it, and where it could go.

Vehicle out-of-service rate exceeds the national average

High impact

Vehicle OOS rate is 50% vs the 22% national average. Carriers above the national OOS average draw more enforcement attention (audits, roadside stops) and can see higher insurance premiums.

What to do
  • Review recent inspections with out-of-service violations and fix the root causes with equipment and drivers
  • Run a preventative-maintenance program; periodically inspect tires, brakes and lights
  • Reinforce thorough pre-trip and post-trip inspections; retrain where needed

Unsafe Driving needs attention

Low impact

Estimated Unsafe Driving percentile of 0% is under the 65% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Hours-of-Service Compliance needs attention

Low impact

Estimated Hours-of-Service Compliance percentile of 0% is under the 65% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Driver Fitness needs attention

Low impact

Estimated Driver Fitness percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Controlled Substances/Alcohol needs attention

Low impact

Estimated Controlled Substances/Alcohol percentile of 0% is under the 80% line. In decent shape, but here's what's driving it.

What to do
  • Review recent inspections with violations in this BASIC and take remedial action with drivers/equipment

Recommendations are generated from the carrier’s public FMCSA roadside-inspection record. Percentiles and projections are VioCodes estimates, not official FMCSA figures. Informational, not legal advice.

90-day safety improvement plan

What this carrier has struggled with most in the last 90 days — where to focus now.

No roadside inspections in the last 90 days — nothing to work on right now.

Inspection & crash map

live · FMCSA MCMIS

Every inspection and crash on record — hover a point for the summary, click for full detail (codes, severity, CSA points).

6
Inspections
4
Violations
1
Out-of-service
32
CSA points
0
Crashes
5
States
cleanviolOOS

CSA points = violation severity weight × FMCSA time weight (3× in the last 6 months, 2× at 6–12, 1× at 12–24). Points are spread within each state — FMCSA records the inspection state, not an exact location. Source: FMCSA MCMIS.

Equipment

VINs via NHTSA

6 distinct vehicles seen in this carrier’s roadside inspections.

5 trailer 1 truck
2013 VOLVO TRUCK VNLseen 6×
4V4NC9EJ7DN137517· P944777 IL
2023 STOUGHTON TRAILERS Stoughton Trailers
1DW1A5329PSB11475· 902249ST IL
2022 GREAT DANE TRAILERS Great Dane Trailers
1GR1A0623NB331974· 883400ST IL
2018 UTILITY TRAILER MANUFACTURER Utility Trailer Manufacturer
1UYVS2534J7292924· 979723ST IL
2020 WABASH VANS Dry Van Duraplate
1JJV532D1LL113782· 997502ST IL
2018 WABASH VANS Dry Van Duraplate
1JJV532D5JL050036· 979743ST IL

Equipment is inferred from VINs recorded on roadside inspections (FMCSA MCMIS), decoded via the NHTSA vPIC API — it reflects vehicles inspected, not a current fleet roster.

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
1
on file (MCS-150)
Drivers
1
1 hold a CDL
Annual mileage
0.1M mi
reported 2024
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi1 drivers
Company officer
ROSICA GANCHEVA
Operation
Interstate
Registered since
2007-01-30
Last MCS-150 update
2025-11-22
Census status
Active

Fleet: 1 trucks · 1 owned tractors · 1 owned trailers.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Connections

carrier graph

This carrier shares VINs or addresses with 3 other carriers — review the connections below as part of your vetting.

3
Connected carriers
2
Fleet-transfer links
3
Most shared VINs
1
Strong links
Possible reincarnation pattern: DIMITAR I GANCHEV (USDOT 1308813, registered 2004) is inactive, shares this carrier’s address, and predates it — worth checking whether this carrier re-registered to shed a prior record.
Strong· 1
1
G & I LOGISTICS INC
USDOT 2057294Active· ELK GROVE VILLAGE, IL
Strong
Shared VIN · 3
1UYVS2534J72929241JJV532D5JL0500361JJV532D1LL113782
Medium· 1
DIMITAR I GANCHEV
USDOT 1308813Inactive· VERNON HILLS, IL
Medium
MailingAddress

Shared VINs come from FMCSA roadside-inspection records — a vehicle inspected under more than one carrier, often a fleet transfer or trailer interchange. Other links come from the FMCSA census. Shared identifiers are common and often legitimate — treat these as leads to investigate, not proof of wrongdoing.

Activity history

26 events
  1. 11/22/2025MCS-150 update filed

    0.1M mi reported (2024)

  2. 09/05/2014Insurance filed — NORTHLAND INSURANCE COMPANY

    Liability (BIPD) — BMC-91X · policy WN154345

  3. 09/05/2014Insurance cancelled — NGM INSURANCE COMPANY

    BIPD/Primary · policy MJ000419

  4. 08/11/2014CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/05/2014)

  5. 09/05/2013Insurance replaced — NGM INSURANCE COMPANY

    BIPD/Primary · policy MJ000419

  6. 09/01/2013Insurance cancelled — NATIONAL CASUALTY COMPANY

    BIPD/Primary · policy CTO1387147

  7. 08/05/2013CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/06/2013)

  8. 09/01/2012Insurance cancelled — NATIONAL CASUALTY COMPANY

    BIPD/Primary · policy CTO0132216

  9. 08/06/2012CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/04/2012)

  10. 09/01/2011Insurance cancelled — CANAL INSURANCE CO.

    BIPD/Primary · policy PIA06105001

  11. 08/05/2011CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/06/2011)

  12. 01/05/2011Insurance cancelled — CANAL INSURANCE CO.

    BIPD/Primary · policy PIA06105001

  13. 12/09/2010CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (12/14/2010)

  14. 09/01/2010Insurance cancelled — OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.

    BIPD/Primary · policy CT00024420

  15. 09/01/2010Insurance cancelled — EMPIRE FIRE & MARINE INSURANCE CO.

    CARGO · policy CL622571

  16. 08/05/2010CONTRACT — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (09/01/2010)

  17. 11/13/2009MOTOR PROPERTY CONTRACT CARRIER — REINSTATED
  18. 10/14/2009Insurance cancelled — OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.

    BIPD/Primary · policy CT00024420

  19. 09/30/2009MOTOR PROPERTY CONTRACT CARRIER — REINSTATED

    REVOKED (11/02/2009)

  20. 07/29/2009Insurance cancelled — EMPIRE FIRE & MARINE INSURANCE CO.

    CARGO · policy CL622162

  21. 07/24/2009Insurance cancelled — OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.

    BIPD/Primary · policy CT00024291

  22. 02/04/2009Insurance replaced — ARTISAN & TRUCKERS CASUALTY COMPANY

    BIPD/Primary · policy CA 5261522

  23. 01/09/2009MOTOR PROPERTY CONTRACT CARRIER — REINSTATED

    REVOKED (08/03/2009)

  24. 01/15/2008Insurance cancelled — NORTHLAND INSURANCE COMPANY

    BIPD/Primary · policy TN552608

  25. 02/23/2007MOTOR PROPERTY CONTRACT CARRIER — GRANTED

    REVOKED (01/22/2008)

  26. 01/30/2007Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Not rated
Type
—
Rated
—
Last review
—
📄

MCS-150 registration

Form date
2025-11-22
Reported mileage
77,736 mi (2024)
📜

Changes on file

FMCSA census history

  1. January, 2021

    First on-record entry — DIR-03 INC, VERNON HILLS, IL

⚡

Got a violation you want to contest?

Use the free AI-powered DataQs Drafter to generate a polished challenge letter — quotes the relevant 49 CFR, predicts your grant chance.

Open the Drafter →
ⓘ
Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Sep 26, 2026, 9:53 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.