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Authorized · PropertyUSDOT 1484596· MC619946· CARRIER· EIN 20-4478123
⬇ PDF report

MSD EXPRESS INC

980 LAMBERT LANE, ELGIN, IL, 60120(630) 828-5858mike@msdexp.comMACIEJ SPIECHOW
Vetting snapshot
Authority
Active
operating authority
Insurance
$1M BIPD
CAROLINA CASUALTY INSURANCE CO.
Vehicle OOS
11.1%
below 22% national avg
Driver OOS
0.6%
below 6.7% national avg
Crashes 24mo
4
1 fatal
Red flags
None
nothing flagged
75
/ 100

Risk factors

Moderate riskVioCodes score
1 fatal crash in the last 24 months

A weighted read of the public FMCSA signals below — authority, insurance, out-of-service, crashes, roadside OOS rates, and carrier connections. A starting point for vetting, not a guarantee.

Authority & insurance

MC619946

Operating authority and insurance on file — from FMCSA Licensing & Insurance (L&I).

Common
Active
Contract
None
Broker
None
Authorized for: Property
Liability (BIPD)
$1M on file
$750K required
Cargo
Not on file
not required
Bond / surety
Not on file
not required
Insurance filings
ON FILELiability (BIPD) — BMC-91X$1M coverageeff 11/01/2025
CAROLINA CASUALTY INSURANCE CO.· policy KCA 2602462
Authority history (5) ▾
11/07/2025COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/10/2025)
10/03/2023COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/22/2023)
10/05/2011COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (11/01/2011)
09/05/2008COMMONINVOLUNTARY REVOCATION→ DISCONTINUED REVOCATION (10/03/2008)
11/01/2007MOTOR PROPERTY COMMON CARRIERGRANTED
Insurance history9 insurers on record
Filing timeline (20) ▾
  1. CAROLINA CASUALTY INSURANCE CO.$750KCancelled
    BIPD/Primary · eff 11/01/2025 → 12/04/2025
  2. CAROLINA CASUALTY INSURANCE CO.$1MCancelled
    BIPD/Primary · eff 11/01/2025 → 12/04/2025
  3. MS TRANSVERSE INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 11/01/2024 → 11/01/2025
  4. CAROLINA CASUALTY INSURANCE CO.$750KReplaced
    BIPD/Primary · eff 11/01/2025 → 11/01/2025
  5. CAROLINA CASUALTY INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 11/01/2025 → 11/01/2025
  6. CAROLINA CASUALTY INSURANCE CO.$1MReplaced
    BIPD/Primary · eff 11/01/2025 → 11/01/2025
  7. FALLS LAKE NATIONAL INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 11/01/2023 → 11/01/2024
  8. HARCO NATIONAL INSURANCE CO.$750KReplaced
    BIPD/Primary · eff 11/01/2021 → 11/01/2023
  9. OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.$750KReplaced
    BIPD/Primary · eff 11/01/2020 → 11/01/2021
  10. NORTHLAND INSURANCE COMPANY$750KReplaced
    BIPD/Primary · eff 11/01/2013 → 11/01/2020
  11. GREAT WEST CASUALTY CO.$750KCancelled
    CARGO · eff 03/09/2010 → 12/08/2013
  12. CANAL INSURANCE CO.$750KReplaced
    BIPD/Primary · eff 11/01/2012 → 11/01/2013
  13. CANAL INSURANCE CO.$750KReplaced
    BIPD/Primary · eff 11/01/2011 → 11/01/2012
  14. GREAT WEST CASUALTY CO.$1MCancelled
    BIPD/Primary · eff 03/09/2010 → 11/01/2011
  15. GREAT WEST CASUALTY CO.$1MCancelled
    BIPD/Primary · eff 10/02/2009 → 03/09/2010

Source: FMCSA Licensing & Insurance (L&I), public data. This shows the carrier’s federal insurance filings (BMC-91X liability, BMC-34 cargo) — the federally-required minimums on file for operating authority — not the carrier’s full commercial policy (its actual auto combined-single-limit, general liability, cargo, or workers’ comp, which appear on the carrier’s ACORD certificate of insurance). Always confirm current coverage with a COI from the carrier’s agent before making a vetting decision.

Roadside inspection performance

Out-of-service rate vs national average. Lower is better.

Vehicle72 inspections · 11.1% OOS · National 22%
Driver177 inspections · 0.6% OOS · National 6.7%

Crash record (US, last 24 months)

Total

4

Tow-away

4

Injury

0

Fatal

1

Company profile

FMCSA census

AUTHORIZED FOR HIRE

Power units
85
on file (MCS-150)
Drivers
84
84 hold a CDL
Annual mileage
5M mi
reported 2024
Recordable crash rate
0.00
per million miles
How far they run · drivers by operating lane
  • Interstate · 100+ mi73 drivers
  • Interstate · <100 mi11 drivers
Company officer
MACIEJ SPIECHOW
Operation
Interstate
Registered since
2006-04-06
Last MCS-150 update
2026-01-07
Census status
Active

Fleet: 85 trucks · 77 owned tractors · 90 owned trailers · 7 leased/term tractors.

Source: FMCSA Company Census File (data.transportation.gov). Fleet and driver counts are self-reported on the carrier’s most recent MCS-150 filing.

Data change history

Every FMCSA record change we’ve detected — address, fleet size, contacts, MCS-150 — newest first.

Activity history

22 events
  1. 01/07/2026MCS-150 update filed

    5.0M mi reported (2024)

  2. 12/04/2025Insurance cancelled — CAROLINA CASUALTY INSURANCE CO.

    BIPD/Primary · policy KCA 2602462

  3. 11/07/2025COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/10/2025)

  4. 11/01/2025Insurance filed — CAROLINA CASUALTY INSURANCE CO.

    Liability (BIPD) — BMC-91X · policy KCA 2602462

  5. 11/01/2025Insurance replaced — MS TRANSVERSE INSURANCE COMPANY

    BIPD/Primary · policy TINCA0023528

  6. 11/01/2025Insurance replaced — CAROLINA CASUALTY INSURANCE CO.

    BIPD/Primary · policy KCA 2602462

  7. 11/01/2024Insurance replaced — FALLS LAKE NATIONAL INSURANCE COMPANY

    BIPD/Primary · policy NISTK0023528

  8. 11/01/2023Insurance replaced — HARCO NATIONAL INSURANCE CO.

    BIPD/Primary · policy GFL0000538

  9. 10/03/2023COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/22/2023)

  10. 11/01/2021Insurance replaced — OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.

    BIPD/Primary · policy GFL0000538

  11. 11/01/2020Insurance replaced — NORTHLAND INSURANCE COMPANY

    BIPD/Primary · policy TF650822

  12. 12/08/2013Insurance cancelled — GREAT WEST CASUALTY CO.

    CARGO · policy GWP66099A

  13. 11/01/2013Insurance replaced — CANAL INSURANCE CO.

    BIPD/Primary · policy PIA06928502

  14. 11/01/2012Insurance replaced — CANAL INSURANCE CO.

    BIPD/Primary · policy PIA06928501

  15. 11/01/2011Insurance cancelled — GREAT WEST CASUALTY CO.

    BIPD/Primary · policy GWP66099A

  16. 10/05/2011COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (11/01/2011)

  17. 03/09/2010Insurance cancelled — GREAT WEST CASUALTY CO.

    BIPD/Primary · policy GWP66099A

  18. 10/02/2009Insurance replaced — GREAT AMERICAN ASSURANCE COMPANY

    BIPD/Primary · policy MAC2779175 00

  19. 10/02/2008Insurance cancelled — CANAL INSURANCE CO.

    BIPD/Primary · policy PIA02470201

  20. 09/05/2008COMMON — INVOLUNTARY REVOCATION

    DISCONTINUED REVOCATION (10/03/2008)

  21. 11/01/2007MOTOR PROPERTY COMMON CARRIER — GRANTED
  22. 04/06/2006Registered with FMCSA

    AUTHORIZED FOR HIRE

Merged from FMCSA authority, insurance, out-of-service, and census records.

🚛

Operations

Classification

  • AUTHORIZED FOR HIRE

Area served

  • Interstate
★

FMCSA safety rating

Rating
Satisfactory
Type
Non-ratable review
Rated
2015-02-06
Last review
2022-11-08
📄

MCS-150 registration

Form date
2026-01-07
Reported mileage
4,995,000 mi (2024)
📜

Changes on file

FMCSA census history

  1. January, 2021

    First on-record entry — MSD EXPRESS INC, ELGIN, IL

⚡

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Data sourced from public FMCSA records via safer.fmcsa.dot.gov · Latest FMCSA update: Sep 2026 · Page refreshed: Oct 11, 2026, 9:38 PM. VioCodes is not affiliated with FMCSA. To dispute incorrect data, file a DataQs Request for Data Review.